Milford City property record for 386 W River St, Milford, CT 06461
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,152 sqft · built 1978 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $252,000 (May 2018) |
| Tax Bill | $6,615 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MILF M:76 B:917 L:9-G |
| Primary APN | MILF M:76 B:917 L:9-G |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Gross Area | 3,234 sqft |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 1,152 sqft |
| Finished Basement | 1,152 sqft |
| Unfinished Basement | 1,152 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,473 sqft (0.47 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 15226 |
|---|---|
| Street Address | 386 W RIVER ST |
| City | MILFORD |
| State | CT |
| Zip | 06461-2632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12. |
| Legal Block | 917 |
| Legal Lot Number | 9-G |
| Jurisdiction | MILFORD CT |
| Township / Civil Division | MILFORD |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 150700 |
386 W River St is owned and occupied by two individuals who bought it in May 2018.
Source: Milford City records, as of September 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 386 W RIVER ST, MILFORD, CT 06461-2632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 5, 2021 | Deed of Trust, Mortgage · Balloon Mortgage SIKORSKY FINANCIAL CREDIT UNION INC |
| Sep 25, 2020 | Deed of Trust, Mortgage · Balloon Mortgage DIGITAL FCU |
| May 31, 2018 | Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2018 · Amount on File |
| Deed Sale | May 31, 2018 · Amount on File |
| Deed Document Number | 20185920070002 |
| Deed Book / Page | 3781 / 576 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILFORD CT |
| Property Address | 386 W RIVER ST, MILFORD, CT 06461-2632 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2025 |
| Title Company | NONE AVILABALE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 003945-757 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 3945/757 |
| Name | SIKORSKY FINANCIAL CREDIT UNION INC |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jun 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILFORD CT |
| Property Address | 386 W RIVER ST, MILFORD, CT 06461-2632 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3896-546 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 3896/546 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILFORD CT |
| Recording Date | May 31, 2018 |
| Property Address | 386 W RIVER ST, MILFORD, CT 06461-2632 |
| Document Number | 3781-576 |
| Book / Page | 003781 / 000576 |
| Instrument Date | May 25, 2018 |
| Instrument | 70002 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $252.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 3781-578 |
|---|---|
| Date | May 31, 2018 |
| Book Page | 003781/000578 |
| Instrument | 80015 |
| Name | PRIME LNDG |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 30, 2048 |
The 2025 property tax bill for 386 W River St was $6,615.
Source: Milford City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Consolidated City | Milford City |
| Unified School District | Milford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,615.00 | $223,870 Land $92,620 Building $131,250 | $319,814 Land $132,314 Building $187,500 |
| 2024 | $6,615.00 (+8.75%) | ||
| 2023 | $6,083.00 | $223,870 Land $92,620 Building $131,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 386 W River St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 386 W River St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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