421 W Elm St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 421 W Elm St, Oneida, NY 13421 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,620 sqft · built 1946
Lot Size0.71 acres (30,928 sqft)
OwnerIndividual Name on File
Tax Bill$3,502 (2025)
Deeds & MortgagesJan 2017 Mortgage
APN251201 30.70-1-46

Property Details

APN / Parcel Number

Primary APN251201 30.70-1-46
Alternative APNs
  • 120103007000010460000000
  • INSIDE

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,620 sqft Living Area
1st Floor Area1,324 sqft
Upper Floors Area296 sqft
AtticAttic
Attic Area296 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area30,928 sqft (0.71 acres)
Lot Dimensions200 ft deep x 66 ft wide
Garage TypeDetached
Garage Area180 sqft
PorchSlab
Porch Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address421 W ELM ST
CityONEIDA
StateNY
Zip13421-1209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number46.000
JurisdictionMADISON NY
Township / Civil DivisionONEIDA
Census Block Group2
Census Block2002
Census Tract30102

Owner

Source: Madison County and Oneida City records · APN 251201 30.70-1-46

Assessment roll updated April 17, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address421 W ELM ST, ONEIDA, NY 13421-1209
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMay 14, 2002
Transfer Doc1223000265
Record UpdatedJun 08, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Property Address421 W ELM ST, ONEIDA, NY 13421-1209
Document Number0000000559
Instrument DateJan 10, 2017
Transaction TypeMortgage
Record UpdatedMar 07, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 W ELM ST ONEIDA NY 134211209, ONEIDA, NY 13421-1209

Mortgage

Document Number0000000559
DateFeb 01, 2017
Instrument559
Lender
NameACCESS CU
TypeCredit Union
AddressCLINTON, NY 13323
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Madison County and Oneida City records · Assessment roll updated April 17, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
MunicipalityOneida City
Unified School DistrictOneida City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,502.00 (+795.65%)$70,400 (-) Land $14,600 Building $55,800$99,155 (+7.04%) Land $20,563 Building $78,592
2023$70,400 (-) Land $14,600 Building $55,800$92,632 (+9.21%) Land $19,211 Building $73,421
2022$391.00 Homeowner's exemption Senior Citizen's exemption$70,400 Land $14,600 Building $55,800$84,819 Land $17,590 Building $67,229

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file

Wildfire

Wildfire RiskLow
above 6% of the US · above 9% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 226 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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