413 W Elm St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 413 W Elm St, Oneida, NY 13421

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,328 sqft · built 1901
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Jul 2024)
Tax Bill	$3,681 (2025)
Deeds & Mortgages	Jul 2024 Sale & Mortgage
APN	`251201 30.70-1-48`

Property Details

APN / Parcel Number

Primary APN	`251201 30.70-1-48`
Alternative APNs	`120103007000010480000000` `INSIDE`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,328 sqft Living Area
1st Floor Area	972 sqft
Upper Floors Area	356 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	392 ft deep x 30 ft wide
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	413 W ELM ST
City	ONEIDA
State	NY
Zip	13421-1209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	1
Legal Lot Number	48.000
Jurisdiction	MADISON NY
Township / Civil Division	ONEIDA
Census Block Group	2
Census Block	2002
Census Tract	30102

Owner

Source: Madison County and Oneida City records · APN 251201 30.70-1-48

Assessment roll updated April 17, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7426 OXBOW RD, CANASTOTA, NY 13032-4880
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 24, 2024 · Amount on Record
Deed Sale	Jul 24, 2024 · Amount on Record
Prior Sale	Jun 02, 2016 · Amount on Record
Deed Document Number	20243109
Prior Transfer Date	Apr 30, 2003
Prior Transfer Doc	1256000244
Record Updated	Jun 08, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NY
Recording Date	Jul 24, 2024
Property Address	413 W ELM ST, ONEIDA, NY 13421-1209
Document Number	0000000109
Instrument Date	May 15, 2024
Instrument	2024-3109
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7426 OXBOW RD, CANASTOTA, NY 13032-4880

Mortgage

Document Number	0000000110
Date	Jul 24, 2024
Instrument	2024-3110

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2054

Tax Assessment & Valuation

Source: Madison County and Oneida City records · Assessment roll updated April 17, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Madison County
Municipality	Oneida City
Unified School District	Oneida City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,681.00 (+130.93%)	$74,000 (+15.63%) Land $8,700 Building $65,300	$104,225 (+23.77%) Land $12,253 Building $91,972
2023		$64,000 (-) Land $8,700 Building $55,300	$84,211 (+9.21%) Land $11,447 Building $72,764
2022	$1,594.00	$64,000 Land $8,700 Building $55,300	$77,108 Land $10,482 Building $66,626

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 226 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ONEIDA CITY serves 11,393 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.