Gasconade County property record for 421 W 12th St, Hermann, MO 65041
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,124 sqft · built 1950 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,495 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Oct 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-7.0-35-1-21-014.000 |
| Primary APN | 02-7.0-35-1-21-014.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,124 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Lot Area | 7,500 sqft (0.172 acres) |
| Street Address | 421 W 12TH ST |
|---|---|
| City | HERMANN |
| State | MO |
| Zip | 65041-1242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7, BLOCK 3, STARK SUBD, CITY HERMANN |
| Legal Subdivision | STARK SUBD |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | GASCONADE MO |
| Township / Civil Division | ROARK |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 960100 |
Source: Gasconade County assessment roll, APN 02-7.0-35-1-21-014.000, as of May 31, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 421 W 12TH ST, HERMANN, MO 65041-1242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2023 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Oct 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME LOAN EXPERT LLC |
| Aug 16, 2018 | Warranty Deed, Transfer GUILD MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 23, 2023 |
| Deed Sale | Jun 23, 2023 |
| Prior Sale | Aug 16, 2018 |
| Deed Document Number | 2023-1347 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASCONADE MO |
| Property Address | 421 W 12TH ST, HERMANN, MO 65041-1242 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020231348 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 2023-1348 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASCONADE MO |
| Property Address | 421 W 12TH ST, HERMANN, MO 65041-1242 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020213439 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 2021-3439 |
| Name | HOME LOAN EXPERT LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASCONADE MO |
| Recording Date | Aug 16, 2018 |
| Property Address | 421 W 12TH ST, HERMANN, MO 65041-1242 |
| Document Number | 0020182311 |
| Instrument Date | Aug 15, 2018 |
| Instrument | 2018-2311 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 W 12TH ST, HERMANN, MO 65041-1242 |
| Document Number | 0020182312 |
|---|---|
| Date | Aug 16, 2018 |
| Instrument | 2018-2312 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 353 Months |
| Due | Jan 01, 2048 |
Source: Gasconade County assessment roll as of May 31, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Gasconade County |
| Municipality | Hermann City |
| Unified School District | Gasconade County R-I School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,495.00 (+7.4%) | $22,860 (+8.81%) | $120,310 (+8.78%) Land $18,150 Building $102,160 |
| 2023 | $1,392.00 (+0.14%) | $21,010 | $110,600 |
| 2022 | $1,390.00 |
Source: FEMA National Flood Hazard Layer, Gasconade County (29073C), as of July 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290739601003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2011 · river or lake flooding |
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 290 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Callabyte Technology Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Whittrio.
Source: EPA Safe Drinking Water Information System, water system MO6010360, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HERMANN PWS serves 2,500 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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