419 W 12th St, Hermann, MO 65041 Property Records

Gasconade County property record for 419 W 12th St, Hermann, MO 65041

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 840 sqft · built 1950
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$179,100 (Jul 2026)
Tax Bill	$1,037 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-7.0-35-1-21-015.000`

Property Details

APN / Parcel Number

Primary APN	`02-7.0-35-1-21-015.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Asbestos
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	419 W 12TH ST
City	HERMANN
State	MO
Zip	65041-1242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLOCK 3 STARK SUBD CITY HERMANN
Legal Range	05W
Legal Township	46N
Legal Section	35
Legal Subdivision	STARK SUBD
Legal Block	3
Legal Lot Number	6
Jurisdiction	GASCONADE MO
Township / Civil Division	ROARK
Census Block Group	3
Census Block	3006
Census Tract	960100

Owner

419 W 12th St is owned and occupied by an individual who bought it in July 2026.

Source: Gasconade County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	419 W 12TH ST, HERMANN, MO 65041-1242
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Transfer on Death Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE
Jul 8, 2026	Warranty Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2026 · Amount on File
Deed Sale	Jul 8, 2026 · Amount on File
Prior Sale	Jul 8, 2026 · Amount on File
Deed Document Number	20262310
Prior Transfer Date	Oct 29, 2015
Prior Transfer Doc	0020153072
Record Updated	Oct 29, 2026

July 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	GASCONADE MO
Recording Date	Jul 8, 2026
Property Address	419 W 12TH ST, HERMANN, MO 65041-1242
Document Number	0000002310
Instrument Date	Jul 8, 2026
Instrument	20262310
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 W 12TH ST, HERMANN, MO 65041-1242

Mortgage

Document Number	0000002310,
Date	Jul 8, 2026
Instrument	20262310

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASCONADE MO
Recording Date	Jul 8, 2026
Property Address	419 W 12TH ST, HERMANN, MO 65041-1242
Document Number	0000002307
Instrument Date	Jul 8, 2026
Instrument	20262307
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 W 12TH ST, HERMANN, MO 65041-1242

Mortgage

Document Number	0000002308,
Date	Jul 8, 2026
Instrument	20262308

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000002309,
Date	Jul 8, 2026
Instrument	20262309

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION

Agreement

Amount	Amount on Record

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 419 W 12th St was $1,037.

Source: Gasconade County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Gasconade County
Municipality	Hermann City
Unified School District	Gasconade County R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,860 (-)	$83,470 (-) Land $18,150 Building $65,320
2025	$1,037.00	$15,860	$83,470 Land $18,150 Building $65,320
2023	$965.00 (+0.1%)	$14,570	$76,660
2022	$964.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 419 W 12th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 419 W 12th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERMANN PWS serves 2,500 people · EPA ID MO6010360
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Callabyte Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: FireServe.

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