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421 Trotter Dr, Hamel, IL 62046 Property Records

Madison County property record for 421 Trotter Dr, Hamel, IL 62046 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,427 sqft · built 2005
Lot Size0.366 acres (15,979 sqft)
Owner2 Individual Names on File
Last Sale$335,000 (Apr 2026)
Tax Bill$6,247 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Nov 2025 Mortgage
APN11-2-10-14-09-101-019

Property Details

APN / Parcel Number

Primary APN11-2-10-14-09-101-019

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,427 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleModern
Exterior MaterialVinyl
Construction TypeFrame
Lot Area15,979 sqft (0.366 acres)
Lot Dimensions141 ft deep x 112 ft wide
Garage TypeAttached
Patio Area260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address421 TROTTER DR
CityHAMEL
StateIL
Zip62046-1106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTROTTER'S RUN 1ST ADDN LOT 32 112.94 X 141.48
Legal SubdivisionTROTTER'S RUN 1ST ADDN
Legal Lot Number32
JurisdictionMADISON IL
Township / Civil DivisionHAMEL
Census Block Group4
Census Block4026
Census Tract403801

Owner

Source: Madison County records · APN 11-2-10-14-09-101-019

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address421 TROTTER DR, HAMEL, IL 62046-1106
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2026Warranty Deed, Transfer · Conventional Mortgage
FCB BANK
Nov 05, 2025Deed of Trust, Mortgage · Conventional Mortgage
BANK OF SPRINGFIELD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 08, 2026 · Amount on Record
Deed SaleApr 08, 2026 · Amount on Record
Prior SaleApr 03, 2025 · Amount on Record
Deed Document Number20269940
Prior Transfer DateMay 04, 2015
Prior Transfer Doc0000015812
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateApr 08, 2026
Property Address421 TROTTER DR, HAMEL, IL 62046-1106
Document Number0000009940
Instrument DateMar 30, 2026
Instrument20269940
Transaction TypeTransfer
Record UpdatedJul 02, 2026
Title CompanyABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$50,752.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address421 TROTTER DR, HAMEL, IL 62046-1106

Mortgage

DateApr 08, 2026
Lender
NameFCB BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address421 TROTTER DR, HAMEL, IL 62046-1106
Transaction TypeMortgage
Record UpdatedDec 03, 2025
Title CompanyABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031319
DateNov 05, 2025
Instrument2025R31319
Lender
NameBANK OF SPRINGFIELD
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2055
Interest
Rate TypeFixed Rate
Rate7.5%

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionHamel Township
MunicipalityHamel Village
Unified School DistrictEdwardsville Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,247.00 (+9.81%) Homeowner's exemption$96,930 (+10.46%) Land $19,650 Building $77,280$290,790 (+10.46%) Land $58,950 Building $231,840
2024$5,689.00 (+17.78%)$87,750 (+22.4%) Land $17,790 Building $69,960$263,250 (+22.28%) Land $53,370 Building $209,880
2022$4,830.00$71,690 Land $14,530 Building $57,160$215,286 Land $43,634 Building $171,652

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171194038014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 52 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Schwartz VenturesFiber1,000 / 150
Wisper ISPFixed Wireless400 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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