Madison County property record for 413 Trotter Dr, Hamel, IL 62046
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,546 sqft · built 2005 |
| Lot Size | 0.36 acres (15,711 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $174,500 (Jul 2005) |
| Tax Bill | $5,890 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2025 Mortgage + 3 more |
| APN | 11-2-10-14-09-101-017 |
| Primary APN | 11-2-10-14-09-101-017 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,546 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Modern |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 15,711 sqft (0.36 acres) |
| Lot Dimensions | 140 ft deep x 111 ft wide |
| Garage Type | Attached |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 413 TROTTER DR |
|---|---|
| City | HAMEL |
| State | IL |
| Zip | 62046-1106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TROTTER'S RUN 1ST ADDN LOT 30 111.5 X 140.91 |
| Legal Subdivision | TROTTER'S RUN 1ST ADDN |
| Legal Lot Number | 30 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | HAMEL |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 403801 |
Source: Madison County records, as of July 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 413 TROTTER DR, HAMEL, IL 62046-1106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage |
| Dec 8, 2025 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Apr 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Apr 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2005 · Amount on Record |
| Deed Sale | Jul 6, 2005 · Amount on Record |
| Prior Sale | Dec 3, 2004 · Amount on Record |
| Deed Document Number | 200536853 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Jun 18, 2026 |
| Property Address | 413 TROTTER DR, HAMEL, IL 62046-1106 |
| Document Number | 0000017390 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 202617390 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 413 TROTTER DR, HAMEL, IL 62046-1106 |
| Document Number | 0000017390, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 202617390 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 413 TROTTER DR, HAMEL, IL 62046-1106 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Title Company | FIRST AMERICAN TITLE, FATIC |
| Name | Verified Name |
|---|
| Document Number | 0000034351 |
|---|---|
| Date | Dec 8, 2025 |
| Instrument | 2025R34351 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 192 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 413 TROTTER DR, HAMEL, IL 62046-1106 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017423 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 2021R17423 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 413 TROTTER DR, HAMEL, IL 62046-1106 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017794 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 2021R17794 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | May 1, 2028 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 413 TROTTER DR, HAMEL, IL 62046-1106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012880 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 2020R12880 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 9, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Hamel Township |
| Municipality | Hamel Village |
| Unified School District | Edwardsville Community Unit School District 7 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,890.00 (+10.55%) | $96,730 (+35.19%) Land $19,450 Building $77,280 | $290,190 (+35.06%) Land $58,350 Building $231,840 |
| 2024 | $5,328.00 (+39.18%) | ||
| 2022 | $3,828.00 | $71,550 Land $14,390 Building $57,160 | $214,865 Land $43,213 Building $171,652 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMEL serves 1,087 people · EPA ID IL1190450 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Madison Communications Fiber | 1,000 / 150 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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