421 Sutherland St, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 421 Sutherland St, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Lot Size	0.31 acres (13,504 sqft)
Owner	Company Name on Record
Last Sale	$333,000 (May 2026)
Tax Bill	$1,787 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`052-P38-008-001-00`

Property Details

APN / Parcel Number

Primary APN	`052-P38-008-001-00`

Exterior

Lot Area	13,504 sqft (0.31 acres)

Location & Zoning

Street Address	421 SUTHERLAND ST
City	CHEBOYGAN
State	MI
Zip	49721-1350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT OF R PATTERSON'S FIFTH ADDITION TO THE VILLAGE OF CHEBOYGAN, ELY 120FT OF LOT 6 & 7, BLK 8. (SEC 32, T38N,R1W) SUBJ TO
Legal Range	01W
Legal Township	006
Legal Section	32
Legal Subdivision	R PATTERSONS 5TH
Legal Lot Number	6-7
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	CHEBOYGAN
Census Block Group	1
Census Block	1050
Census Tract	960300

Owner

Source: Cheboygan County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6748 US 23, CHEBOYGAN, MI 49721-8940
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage
May 22, 2026	Warranty Deed, Transfer
May 22, 2026	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Prior Sale	May 22, 2026 · Amount on Record
Deed Book / Page	1582 / 722
Prior Transfer Date	Oct 19, 2012
Prior Transfer Doc	001215/737
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Recording Date	Jul 1, 2026
Property Address	421 SUTHERLAND ST, CHEBOYGAN, MI 49721-1350
Document Number	1586000001
Book / Page	1586 / 1
Instrument Date	Jun 25, 2026
Transaction Type	Mortgage
Record Updated	Jul 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1586000001,
Date	Jul 1, 2026
Book Page	1586/1

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.53%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	May 22, 2026
Property Address	421 SUTHERLAND ST, CHEBOYGAN, MI 49721-1350
Document Number	001582/725
Book / Page	1582 / 725
Instrument Date	May 12, 2026
Transaction Type	Transfer
Record Updated	Jun 8, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	May 22, 2026
Property Address	421 SUTHERLAND ST, CHEBOYGAN, MI 49721-1350
Document Number	001582/722
Book / Page	1582 / 722
Instrument Date	Dec 21, 2020
Transaction Type	Transfer
Record Updated	Jun 8, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4773 ZMIKLY RD, PELLSTON, MI 49769-9001
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
Municipality	Cheboygan City
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,700 (+15.73%)	$107,400 (+15.73%)
2025	$1,787.00 (+1.65%)	$46,400 (+34.49%)	$92,800 (+34.49%)
2024	$1,758.00 (+18.22%)
2023		$34,500	$69,000
2022	$1,487.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHEBOYGAN serves 5,500 people · EPA ID MI0001360
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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