327 Sutherland St, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 327 Sutherland St, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Tax Bill	$1,108 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`052-P38-015-004-00`

Property Details

APN / Parcel Number

Primary APN	`052-P38-015-004-00`

Exterior

Lot Area	17,424 sqft (0.4 acres)

Location & Zoning

Street Address	327 SUTHERLAND ST
City	CHEBOYGAN
State	MI
Zip	49721-1348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT OF R PATTERSON'S FIFTH ADDITION TO THE VILLAGE OF CHEBOYGAN, LOTS 11 & 12, BLK 15. (SEC 32, T38N,R1W)
Legal Range	01W
Legal Township	038
Legal Section	32
Legal Subdivision	R PATTERSONS 5TH ADD
Legal Block	16
Legal Lot Number	11-12
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	CHEBOYGAN
Census Block Group	1
Census Block	1050
Census Tract	960300

Owner

327 Sutherland St is owned and occupied by an individual who acquired it in January 2019.

Source: Cheboygan County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	327 SUTHERLAND ST, CHEBOYGAN, MI 49721-1348
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Nov 22, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE
Jan 22, 2019	Warranty Deed, Transfer · FHA Mortgage CONSUMERS REAL ESTATE
Apr 4, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2019
Deed Sale	Jan 22, 2019
Prior Sale	Apr 4, 2018 · Amount on File
Deed Book / Page	1377 / 730
Prior Transfer Date	Dec 1, 2006
Prior Transfer Doc	1052000769
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	327 SUTHERLAND ST, CHEBOYGAN, MI 49721-1348
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001399/0000000888
Date	Nov 22, 2019
Book Page	0000001399/0000000888

Lender

Name	AMERIHOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	327 SUTHERLAND ST, CHEBOYGAN, MI 49721-1348
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 SUTHERLAND ST, CHEBOYGAN, MI 49721-1348

Mortgage

Document Number	0000001474/0000000084
Date	Jan 27, 2022
Book Page	0000001474/0000000084

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jan 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	327 SUTHERLAND ST, CHEBOYGAN, MI 49721-1348
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001399/0000000888
Date	Nov 22, 2019
Book Page	0000001399/0000000888

Lender

Name	AMERIHOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jan 22, 2019
Property Address	327 SUTHERLAND ST, CHEBOYGAN, MI 49721-1348
Document Number	001377/730
Book / Page	1377 / 730
Instrument Date	Jan 15, 2019
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 BRENDA DR, CHEBOYGAN, MI 49721-8538

Mortgage

Document Number	001377/732
Date	Jan 22, 2019
Book Page	1377/732

Lender

Name	CONSUMERS REAL ESTATE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Apr 4, 2018
Property Address	327 SUTHERLAND ST, CHEBOYGAN, MI 49721-1348
Document Number	1356/770
Book / Page	1356 / 770
Instrument Date	Mar 13, 2018
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4866 HIAWATHA DR, CHEBOYGAN, MI 49721-9138

Tax Assessment & Valuation

The 2025 property tax bill for 327 Sutherland St was $1,108 with a homeowner's exemption.

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
Municipality	Cheboygan City
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,400	$136,800
2025	$1,108.00
2023		$43,600	$87,200
2022	$898.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 327 Sutherland St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 327 Sutherland St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHEBOYGAN serves 5,500 people · EPA ID MI0001360
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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