Black Hawk County property record for 403 Sumner St, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 896 sqft · built 1961 |
| Lot Size | 0.153 acres (6,674 sqft) |
| Owner | Company Name on Record |
| Last Sale | $48,000 (Apr 2015) |
| Tax Bill | $1,180 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-24-251-012 |
| Primary APN | 8913-24-251-012 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Basement Area | 896 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,674 sqft (0.153 acres) |
| Lot Dimensions | 142 ft deep x 47 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Patio Area | 112 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 403 SUMNER ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-3168 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOWREY & MCWILLIAMS ADDITION LOT 7 BLK 1 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 24 |
| Legal Subdivision | HOWREY & MCWILLIAMS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 1800 |
Source: Black Hawk County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4310 JAMES DR, CEDAR FALLS, IA 50613-1456 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2015 · Amount on Record |
| Deed Sale | Apr 30, 2015 · Amount on Record |
| Deed Document Number | 201515683 |
| Record Updated | Sep 20, 2026 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,180.00 | $64,040 (+17.7%) Land $5,880 Building $58,160 | $64,040 (+17.7%) Land $5,880 Building $58,160 |
| 2024 | $1,180.00 (-6.72%) | ||
| 2023 | $54,410 (+33.72%) Land $5,880 Building $48,530 | $54,410 (+33.72%) Land $5,880 Building $48,530 | |
| 2022 | $1,265.00 | $40,690 Land $5,880 Building $34,810 | |
| 2021 | $40,690 Land $5,880 Building $34,810 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire, Nextlink, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures