421 S Jefferson St, Centralia, MO 65240 Property Records

Boone County property record for 421 S Jefferson St, Centralia, MO 65240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,301 sqft · built 2021
Lot Size	0.221 acres (9,660 sqft)
Owner	2 Individual Names on File
Last Sale	$345,261 (Jun 2023)
Tax Bill	$1,774 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-507-00-00-041-00`

Property Details

APN / Parcel Number

Primary APN	`04-507-00-00-041-00`
Alternative APN	`04-507-00-00-041.00 01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,301 sqft Living Area
1st Floor Area	1,202 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	9,660 sqft (0.221 acres)
Lot Dimensions	138 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	421 S JEFFERSON ST
City	CENTRALIA
State	MO
Zip	65240-1250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CENTRALIA LAND IN LIMITS 70' ON JEFFERSON ST BY 137' E & W
Legal Range	11W
Legal Township	51N
Legal Section	15
Jurisdiction	BOONE MO
Township / Civil Division	CENTRALIA
Census Block Group	2
Census Block	2040
Census Tract	2000

Owner

Source: Boone County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	421 S JEFFERSON ST, CENTRALIA, MO 65240-1250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORS BANK
Jun 27, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage MID AMERICA BANK
Nov 30, 2020	Warranty Deed, Transfer · Line of Credit THE MISSION BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2023 · Amount on File
Deed Sale	Jun 28, 2023 · Amount on File
Prior Sale	Jun 27, 2022 · Amount on File
Deed Document Number	20239854
Deed Book / Page	5763 / 62
Prior Transfer Date	Jun 22, 2022
Prior Transfer Doc	0000014084
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Jun 28, 2023
Property Address	421 S JEFFERSON ST, CENTRALIA, MO 65240-1250
Document Number	0000009854
Book / Page	5763 / 62
Instrument Date	Jun 28, 2023
Instrument	2023009854
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	BOONE CENTRAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 S JEFFERSON ST, CENTRALIA, MO 65240-1250

Mortgage

Document Number	0000009855
Date	Jun 28, 2023
Instrument	2023009855

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOONE MO
Recording Date	Jun 27, 2022
Property Address	421 S JEFFERSON ST, CENTRALIA, MO 65240-1250
Document Number	0000014084
Book / Page	5640 / 71
Instrument Date	Jun 22, 2022
Instrument	2022014084
Transaction Type	Transfer
Record Updated	Feb 2, 2023
Title Company	BOONE CENTRAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 S JEFFERSON ST, CENTRALIA, MO 65240-1250

Mortgage

Document Number	0000014085
Date	Jun 27, 2022
Instrument	2022014085

Lender

Name	MID AMERICA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Nov 30, 2020
Property Address	421 S JEFFERSON ST, CENTRALIA, MO 65240-1250
Document Number	0000030543
Book / Page	5317 / 151
Instrument Date	Nov 24, 2020
Instrument	2020030543
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	BOONE CENTRAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6850 COUNTY ROAD 315, FULTON, MO 65251-5920

Mortgage

Document Number	0000030544
Date	Nov 30, 2020
Instrument	2020030544

Lender

Name	THE MISSION BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	9 Months
Due	Aug 24, 2021

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Centralia City
Unified School District	Centralia R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,804 (-) Land $1,919 Building $26,885
2025	$1,774.00 (+15.72%)	$28,804 (+14.5%) Land $1,919 Building $26,885	$151,600 (+14.5%) Land $10,100 Building $141,500
2023	$1,533.00 (+8.19%)	$25,156 (+7.99%) Land $1,919 Building $23,237	$132,400 (+7.99%) Land $10,100 Building $122,300
2022	$1,417.00	$23,294 Land $1,919 Building $21,375
2021			$122,600 Land $10,100 Building $112,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA PWS serves 4,027 people · EPA ID MO3010152
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: FireServe, Kingdom Networks.

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