409 S Jefferson St, Centralia, MO 65240 Property Records

Boone County property record for 409 S Jefferson St, Centralia, MO 65240

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 1,860 sqft · built 2006
Lot Size	0.231 acres (10,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,160 (Oct 2026)
Tax Bill	$2,102 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-507-00-00-045-00`

Property Details

APN / Parcel Number

Primary APN	`04-507-00-00-045-00`
Alternative APN	`04-507-00-00-045.00 01`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,860 sqft Total Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	10,080 sqft (0.231 acres)
Lot Dimensions	126 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	88 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	409 S JEFFERSON ST
City	CENTRALIA
State	MO
Zip	65240-1250
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Description	CENT LAND IN LIMITS 1 A HORN PROP. 80 X 126 FT. EPT. PT. 1 A
Legal Range	11W
Legal Township	51N
Legal Section	15
Legal Subdivision	CENT LAND
Jurisdiction	BOONE MO
Township / Civil Division	CENTRALIA
Census Block Group	2
Census Block	2040
Census Tract	2000

Owner

Source: Boone County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2730 E HIGHWAY 124, HALLSVILLE, MO 65255-5534
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Warranty Deed, Transfer · Line of Credit CALLAWAY BANK
Aug 8, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE COMMUNITY BANK
Jul 26, 2019	Warranty Deed, Transfer · Line of Credit FIRST ST CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2026 · Amount on Record
Deed Sale	Oct 6, 2026 · Amount on Record
Prior Sale	Oct 3, 2013 · Amount on Record
Deed Document Number	202618464
Deed Book / Page	6213 / 41
Prior Transfer Date	Oct 16, 2013
Prior Transfer Doc	0000027765
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Oct 6, 2026
Property Address	409 S JEFFERSON ST, CENTRALIA, MO 65240-1250
Document Number	0000018464
Book / Page	6213 / 41
Instrument Date	Oct 2, 2026
Instrument	202618464
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2730 E HIGHWAY 124, HALLSVILLE, MO 65255-5534

Mortgage

Document Number	0000018465,
Date	Oct 6, 2026
Book Page	6213/42
Instrument	202618465

Lender

Name	CALLAWAY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	409 S JEFFERSON ST, CENTRALIA, MO 65240-1250
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016463
Date	Aug 8, 2017
Book Page	4790/0051
Instrument	2017016463

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank
Address	CENTRALIA, MO 65240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Jul 26, 2019
Property Address	409 S JEFFERSON ST, CENTRALIA, MO 65240-1250
Document Number	0000013753
Book / Page	005054 / 000142
Instrument Date	Jul 25, 2019
Instrument	13753
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	BOONE CENTRAL TITLE COMPANY, BOONE CENTRAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	425 N COLLIER ST CENTRALIA MO 652401162, CENTRALIA, MO 65240-1162

Mortgage

Document Number	13756
Date	Jul 26, 2019
Book Page	005054/000145
Instrument	13756

Lender

Name	FIRST ST CMNTY BK
Type	Bank
Address	COLUMBIA, MO 65203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Centralia City
Unified School District	Centralia R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,124 (-) Land $1,862 Building $32,262
2025	$2,102.00 (+11.16%)	$34,124 (+9.98%) Land $1,862 Building $32,262	$179,600 (+9.98%) Land $9,800 Building $169,800
2023	$1,891.00 (+8.18%)	$31,027 Land $1,862 Building $29,165	$163,300 Land $9,800 Building $153,500
2022	$1,748.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA PWS serves 4,027 people · EPA ID MO3010152
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: FireServe, Kingdom Networks.

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