421 S Clay Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 421 S Clay Ave, Saint Louis, MO 63122

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,310 sqft · built 1923
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on Record
Last Sale$203,000 (Sep 2015)
Tax Bill$3,352 (2025)
Flood ZoneZone X (minimal risk)
APN24M-43-0384

Property Details

APN / Parcel Number

Primary APN24M-43-0384

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,310 sqft Living Area
Gross Area1,518 sqft
1st Floor Area936 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 2006
Architectural StyleBungalow
Exterior MaterialBrick
Foundation TypeRaised
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
View / LotCul-De-Sac
Garage TypeDetached
Garage Area180 sqft
PorchEnclosed Concrete/Masonry Porch
Porch Area208 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address421 S CLAY AVE
CitySAINT LOUIS
StateMO
Zip63122-5807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code32R4
Legal DescriptionFRANCES TERRACE LOT PTS 3 & 2 N 25 FT LOT 3 & S 25 FT LOT 2
Legal SubdivisionFRANCES TERRACE
Legal Lot Number3,2
JurisdictionST LOUIS MO
Township / Civil DivisionBONHOMME
Census Block Group2
Census Block2004
Census Tract218300

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address421 S CLAY AVE, SAINT LOUIS, MO 63122-5807
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2015 · Amount on Record
Deed SaleSep 2, 2015 · Amount on Record
Prior SaleMar 1, 2006 · Amount on Record
Deed Document Number2015393
Deed Book / Page21664 / 2237
Prior Transfer DateJan 31, 2006
Prior Transfer Doc0170782408
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityKirkwood City
Unified School DistrictKirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$59,270 (-) Land $54,040 Building $5,230$311,900 (-) Land $284,400 Building $27,500
2025$3,352.00 (-1.79%)$59,270 (+9.19%) Land $54,040 Building $5,230$311,900 (+9.17%) Land $284,400 Building $27,500
2024$3,413.00 (+1.58%)
2023$3,360.00 (+0.06%)$54,280 (+15.07%) Land $34,730 Building $19,550$285,700 (+15.06%) Land $182,800 Building $102,900
2022$3,358.00$47,170 Land $30,890 Building $16,280
2021$248,300 Land $162,600 Building $85,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKIRKWOOD PWS
serves 28,000 people · EPA ID MO6010430
Water SourcePurchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Wisper ISP.

Nearby Properties on S Clay Ave

Nearby Streets

Search Property Records by Address or Parcel Number