419 S Clay Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 419 S Clay Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,190 sqft · built 1926
Lot Size	0.138 acres (5,998 sqft)
Owner	Company Name on Record
Tax Bill	$3,051 (2025)
Deeds & Mortgages	Oct 2022 Transfer Jul 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`24M-43-0432`

Property Details

APN / Parcel Number

Primary APN	`24M-43-0432`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,190 sqft Living Area
1st Floor Area	850 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Bungalow
Exterior Material	Brick
Foundation Type	Raised
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	42 ft deep x 41 ft wide
View / Lot	Cul-De-Sac

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	290 sqft
Shed	1 Shed
Shed Area	180 sqft
Canopy	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	419 S CLAY AVE
City	SAINT LOUIS
State	MO
Zip	63122-5807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R4
Legal Description	FRANCES TERRACE LOT PTS 1 & 2
Legal Subdivision	FRANCES TERRACE
Legal Lot Number	1,2
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	2
Census Block	2004
Census Tract	218300

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	880 NORTHWOOD BLVD, 3T, INCLINE VILLAGE, NV 89451-8241
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Quit Claim Deed, Transfer TITLE POINTE AGENCY INC, TITLE ONE AGENCY INC
Jul 11, 2022	Warranty Deed, Transfer TITLE POINTE AGENCY INC, TITLE ONE AGENCY INC
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SOLUTIONS OF ST LOUIS
Feb 14, 2019	Deed of Trust, Mortgage BANK OF EDWARDSVILLE
May 2, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF EDWARDSVILLE
May 2, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF EDWARDSVILLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2022
Deed Sale	Oct 12, 2022
Prior Sale	Jul 11, 2022 · Amount on Record
Deed Document Number	20221012143
Prior Transfer Date	Oct 11, 2022
Prior Transfer Doc	0000000143
Record Updated	Oct 29, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 12, 2022
Property Address	419 S CLAY AVE, SAINT LOUIS, MO 63122-5807
Document Number	2022101200143
Map Reference	MB 14 PG 82
Instrument Date	Oct 11, 2022
Instrument	2022101200143
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	TITLE POINTE AGENCY INC, TITLE ONE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 220550, KIRKWOOD, MO 63122-0550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	880 NORTHWOOD BLVD STE 3T, 3T, INCLINE VILLAGE, NV 89451-8241
Investor	Possibly a Property Investor

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 11, 2022
Property Address	419 S CLAY AVE, SAINT LOUIS, MO 63122-5807
Document Number	2022071100314
Map Reference	MB 14 PG 82
Instrument Date	Jul 7, 2022
Instrument	2022071100314
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	TITLE POINTE AGENCY INC, TITLE ONE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	419 S CLAY AVE, 419, KIRKWOOD, MO 63122-5807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 220550, KIRKWOOD, MO 63122-0550

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	419 S CLAY AVE, SAINT LOUIS, MO 63122-5807
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	GATEWAY TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 BOGEY LN, SAINT LOUIS, MO 63122-2924

Mortgage

Document Number	0243622546
Date	Oct 6, 2020
Book Page	24362/2546
Instrument	2020100600299

Lender

Name	MORTGAGE SOLUTIONS OF ST LOUIS
Type	Mortgage Company
Address	SAINT LOUIS, MO 63119

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	419 S CLAY AVE, SAINT LOUIS, MO 63122-5807
Document Number	0234121421
Instrument Date	Feb 14, 2019
Transaction Type	Mortgage
Record Updated	Mar 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 S CLAY AVE ST LOUIS MO 631225807, ST LOUIS, MO 63122-5807

Mortgage

Document Number	0234121421
Date	Feb 25, 2019
Book Page	023412/001421
Instrument	348

Lender

Name	BANK OF EDWARDSVILLE
Type	Bank
Address	EDWARDSVILLE, IL 62025

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	419 S CLAY AVE, SAINT LOUIS, MO 63122-5807
Document Number	0225210596
Book / Page	022521 / 000596
Instrument Date	May 2, 2017
Transaction Type	Mortgage
Record Updated	May 19, 2017
Title Company	SOUTHERN IL R/E TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 BOGEY LN KIRKWOOD MO 631222924, KIRKWOOD, MO 63122-2924

Mortgage

Document Number	0225210596
Date	May 11, 2017
Book Page	022521/000596
Instrument	587

Lender

Name	BANK OF EDWARDSVILLE
Type	Bank
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	419 S CLAY AVE, SAINT LOUIS, MO 63122-5807
Document Number	0225210616
Book / Page	022521 / 000616
Instrument Date	May 2, 2017
Transaction Type	Mortgage
Record Updated	May 19, 2017
Title Company	SOUTHERN IL R/E TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 BOGEY LN KIRKWOOD MO 631222924, KIRKWOOD, MO 63122-2924

Mortgage

Document Number	0225210616
Date	May 11, 2017
Book Page	022521/000616
Instrument	589

Lender

Name	BANK OF EDWARDSVILLE
Type	Bank
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,900 (-) Land $49,890 Building $4,010	$283,700 (-) Land $262,600 Building $21,100
2025	$3,051.00 (-7.07%)	$53,900 (+3.28%) Land $49,890 Building $4,010	$283,700 (+3.28%) Land $262,600 Building $21,100
2024	$3,283.00 (+1.61%)
2023	$3,231.00 (+12.66%)	$52,190 (+29.57%) Land $32,050 Building $20,140	$274,700 (+29.58%) Land $168,700 Building $106,000
2022	$2,868.00	$40,280 Land $28,520 Building $11,760
2021			$212,000 Land $150,100 Building $61,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

Nearby Properties on S Clay Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures