St. Tammany Parish property record for 421 S America St, Covington, LA 70433
| Property Type | Single Family Home |
|---|---|
| Details | 3,800 sqft · built 1996 |
| Owner | Individual Name on Record |
| Last Sale | $1,465,000 (Dec 2021) |
| Tax Bill | $10,024 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Dec 2021 Sale & Mortgage |
| APN | 106-009-8116 |
| Primary APN | 106-009-8116 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,800 sqft Living Area |
|---|
| Year Built | Built 1996 |
|---|---|
| Garage Area | 1,428 sqft |
| Old Parcel Number | 106-009-8116 |
|---|---|
| Street Address | 421 S AMERICA ST |
| City | COVINGTON |
| State | LA |
| Zip | 70433-3531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8-A SQ 12 BEING RESUB OF LOTS 1, 8 MEAS 120 X |
| Legal Subdivision | DIVISION OF SPR/SUM (COVINGTON |
| Legal Lot Number | 1,8 8 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 40602 |
Source: St. Tammany Parish records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 421 S AMERICA ST, COVINGTON, LA 70433-3531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK |
| Dec 23, 2021 | Deed, Transfer · Conventional Mortgage HANCOCK WHITNEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2021 · Amount on Record |
| Deed Sale | Dec 23, 2021 · Amount on Record |
| Prior Sale | Oct 26, 2011 · Amount on Record |
| Deed Document Number | 2307232 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 421 S AMERICA ST, COVINGTON, LA 70433-3531 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002232522 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 2232522 |
| Name | HANCOCK WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Dec 23, 2021 |
| Property Address | 421 S AMERICA ST, COVINGTON, LA 70433-3531 |
| Document Number | 0002307232 |
| Map Reference | MAP 5050 |
| Instrument Date | Dec 23, 2021 |
| Instrument | 2307232 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 70380 HIGHWAY 21, COVINGTON, LA 70433-8128 |
| Name | Verified Name |
|---|---|
| Address | 421 S AMERICA ST, COVINGTON, LA 70433-3531 |
| Document Number | 0002307236 |
|---|---|
| Date | Dec 23, 2021 |
| Instrument | 2307236 |
| Name | HANCOCK WHITNEY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Municipality | Covington City |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,024.00 (-3.97%) Homeowner's exemption | $101,351 (-) Land $37,500 Building $63,851 | $1,013,510 (-) Land $375,000 Building $638,510 |
| 2024 | $10,438.00 (+21.49%) Homeowner's exemption | $101,351 (+28.58%) Land $37,500 Building $63,851 | $1,013,510 (+28.58%) Land $375,000 Building $638,510 |
| 2023 | $8,592.00 (-7.9%) Homeowner's exemption | $78,826 (-) Land $18,500 Building $60,326 | $788,256 (+4.65%) Land $185,000 Building $603,256 |
| 2022 | $9,329.00 Homeowner's exemption | $78,826 Land $18,500 Building $60,326 | $753,256 Land $150,000 Building $603,256 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 178 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 178 in force |
| Nearby Flood Claims | 90 (1980–2022) |
| Claims Outside the SFHA | 30 of 90 |
| Most Recent Claim | Dec 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 59% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Metronet, REV.
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