403 S America St, Covington, LA 70433 Property Records

St. Tammany Parish property record for 403 S America St, Covington, LA 70433 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3,274 sqft · built 1905
Owner	Individual Name on File
Last Sale	$1,220,000 (Oct 2023)
Tax Bill	$8,538 (2025)
Deeds & Mortgages	Jun 2022 Mortgage
APN	`106-007-6031`

Property Details

APN / Parcel Number

Primary APN	`106-007-6031`
Alternative APN	`18931`

Interior

Building Area	3,274 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Garage Type	Carport
Carport	Carport
Carport Area	96 sqft
Storage Building	200 sqft

Location & Zoning

Old Parcel Number	106-007-6031
Street Address	403 S AMERICA ST
City	COVINGTON
State	LA
Zip	70433-3531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIVISON OF SPRING TOWN OF COVINGTON LT6 7 SQ12
Legal Subdivision	DIVISION OF SPR/SUM (COVINGTON
Legal Lot Number	6 7
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	1
Census Block	1011
Census Tract	40602

Owner

Source: St. Tammany Parish records · APN 106-007-6031

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	403 S AMERICA ST, COVINGTON, LA 70433-3531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 17, 2023 · Amount on Record
Deed Sale	Oct 17, 2023 · Amount on Record
Prior Sale	Jun 29, 2011 · Amount on Record
Deed Document Number	2389961
Record Updated	Jun 08, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	403 S AMERICA ST, COVINGTON, LA 70433-3531
Transaction Type	Mortgage
Record Updated	Apr 01, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002331683
Date	Jun 06, 2022
Instrument	2331683

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Municipality	Covington City
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,538.00 (-3.97%) Homeowner's exemption	$87,239 (-) Land $37,500 Building $49,739	$872,392 (-) Land $375,000 Building $497,392
2024	$8,891.00 (+134.78%) Homeowner's exemption	$87,239 (+128.2%) Land $37,500 Building $49,739	$872,392 (+128.2%) Land $375,000 Building $497,392
2023	$3,787.00 Homeowner's exemption	$38,230 (-) Land $18,500 Building $19,730	$382,300 (+10.08%) Land $185,000 Building $197,300
2022	$3,787.00 Homeowner's exemption	$38,230 Land $18,500 Building $19,730	$347,300 Land $150,000 Building $197,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221030406021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 178 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	178 in force
Nearby Flood Claims	90 (1980–2022)
Claims Outside the SFHA	30 of 90
Most Recent Claim	Dec 2022, rainfall accumulation
Claims By Storm	Severe Storms And Flooding, Mar 2016 · 20 claims Hurricane Katrina, Aug 2005 · 21 claims Tropical Storm Allison, Jun 2001 · 6 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 306 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Metronet Holdings, REV, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.