421 S 3rd St, Cyril, OK 73029 Property Records

Caddo County property record for 421 S 3rd St, Cyril, OK 73029

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,293 sqft · built 1950
Lot Size	0.357 acres (15,551 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Oct 2025)
Tax Bill	$418 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1060-24-005-9 1-1-046-00`

Property Details

APN / Parcel Number

Primary APN	`1060-24-005-9 1-1-046-00`
Alternative APN	`3480`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,293 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2025
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,551 sqft (0.357 acres)
Lot Dimensions	155 ft deep x 88.5 ft wide
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Patio Area	60 sqft
Utility Building	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3480
Street Address	421 S 3RD ST
City	CYRIL
State	OK
Zip	73029-6102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT S/2 9-12 BLK 5 FIRST (CYRIL)
Legal Subdivision	FIRST (CYRIL)
Legal Block	5
Legal Lot Number	9
Jurisdiction	CADDO OK
Township / Civil Division	CYRIL-CEMENT
Census Block Group	1
Census Block	1059
Census Tract	162300

Owner

Source: Caddo County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 S 3RD ST, CYRIL, OK 73029-6102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO
Oct 30, 2025	Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Prior Sale	May 23, 2025 · Amount on Record
Deed Document Number	202510407
Deed Book / Page	3374 / 713
Prior Transfer Date	Jun 14, 2017
Prior Transfer Doc	0000002980
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CADDO OK
Property Address	421 S 3RD ST, CYRIL, OK 73029-6102
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	NATIONS TITLE/OKC, NATIONS TITLE OF OKC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003374/739
Date	Oct 30, 2025
Book Page	3374/739
Instrument	2025-10409

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	LAKEWOOD, NJ 08701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2035

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CADDO OK
Recording Date	Oct 30, 2025
Property Address	421 S 3RD ST, CYRIL, OK 73029-6102
Document Number	003374/713
Book / Page	3374 / 713
Instrument Date	Oct 15, 2025
Instrument	2025-10407
Transaction Type	Transfer
Record Updated	Nov 20, 2025
Title Company	NATIONS TITLE OF OKC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	421 S 3RD ST, CYRIL, OK 73029-6102

Mortgage

Document Number	003374/717
Date	Oct 30, 2025
Book Page	3374/717
Instrument	2025-10408

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Caddo County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Caddo County
Municipality	Cyril Town
Unified School District	Cyril Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,651 (+221.01%) Land $1,196 Building $15,455	$151,365 (+87.01%) Land $10,870 Building $140,495
2025	$418.00 (+13.59%)	$5,187 (+4.98%) Land $966 Building $4,221	$80,940 (+4.79%) Land $10,870 Building $70,070
2024	$368.00 (-6.12%)	$4,941 (+5.02%) Land $920 Building $4,021	$77,240 (+0.22%) Land $9,650 Building $67,590
2023	$392.00	$4,705 Land $910 Building $3,795	$77,070 Land $8,275 Building $68,795

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 80% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CYRIL serves 1,168 people · EPA ID OK3000805
Water Source	Purchased groundwater from CADDO CO RWD #3
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Southwest Oklahoma Telephone Company Fiber · Cable	1,000 / 750
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Optimum, Verizon.

Nearby Properties on S 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures