415 S 3rd St, Cyril, OK 73029 Property Records

Caddo County property record for 415 S 3rd St, Cyril, OK 73029

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 360 sqft · built 1930
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Oct 2025)
Tax Bill	$53 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1060-24-005-007-1-042-00`

Property Details

APN / Parcel Number

Primary APN	`1060-24-005-007-1-042-00`
Alternative APN	`3478`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	360 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Retaining Wall
Roof Material	Composition Shingle
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	155 ft deep x 62.5 ft wide
Garage Area	336 sqft

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Patio Area	72 sqft
Utility Building	336 sqft

Location & Zoning

Account Number	3478
Street Address	415 S 3RD ST
City	CYRIL
State	OK
Zip	73029-6102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 7-8 & N/2 9 BLK 5 FIRST (CYRIL)
Legal Subdivision	FIRST (CYRIL)
Legal Block	5
Legal Lot Number	7-9
Jurisdiction	CADDO OK
Township / Civil Division	CYRIL-CEMENT
Census Block Group	1
Census Block	1059
Census Tract	162300

Owner

415 S 3rd St is owned and occupied by two individuals who bought it in October 2025.

Source: Caddo County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	415 S 3RD ST, CYRIL, OK 73029-6102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO
Feb 10, 2017	Deed of Trust, Mortgage · Line of Credit BANCFIRST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2025 · Amount on File
Deed Sale	Oct 30, 2025 · Amount on File
Prior Sale	May 23, 2025 · Amount on File
Deed Document Number	202510407
Deed Book / Page	3374 / 713
Prior Transfer Date	Jun 14, 2017
Prior Transfer Doc	0000002980
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CADDO OK
Property Address	415 S 3RD ST, CYRIL, OK 73029
Transaction Type	Mortgage
Record Updated	Nov 20, 2025
Title Company	NATIONS TITLE/OKC, NATIONS TITLE OF OKC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003374/739
Date	Oct 30, 2025
Book Page	3374/739
Instrument	2025-10409

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	LAKEWOOD, NJ 08701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2035

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CADDO OK
Property Address	409 S 3RD ST, CYRIL, OK 73029-6102
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003032/839
Date	Feb 10, 2017
Book Page	3032/839
Instrument	201700001311

Lender

Name	BANCFIRST
Type	Bank
Address	LAWTON, OK 73502

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 415 S 3rd St was $53, down 1.9% from the year before.

Source: Caddo County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Caddo County
Municipality	Cyril Town
Unified School District	Cyril Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,343 (+250.75%) Land $600 Building $1,743	$21,295 (+2.75%) Land $5,450 Building $15,845
2025	$53.00 (-1.85%)	$668 (+5.03%) Land $457 Building $211	$20,725 (+27.85%) Land $5,450 Building $15,275
2024	$54.00 (+5.88%)	$636 (+5.12%) Land $435 Building $201	$16,210 (+15.74%) Land $6,815 Building $9,395
2023	$51.00	$605 Land $426 Building $179	$14,005 Land $5,845 Building $8,160

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 415 S 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 S 3rd St is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 80% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CYRIL serves 1,168 people · EPA ID OK3000805
Water Source	Purchased groundwater from CADDO CO RWD #3
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Southwest Oklahoma Telephone Company Fiber · Cable	1,000 / 750
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Optimum, Verizon.

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