421 S 3rd St, Cayuga, IN 47928 Property Records

Vermillion County property record for 421 S 3rd St, Cayuga, IN 47928

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,424 sqft · built 1953
Lot Size	0.562 acres (24,502 sqft)
Owner	Individual Name on Record
Tax Bill	$842 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`006-004-0036-00`

Property Details

APN / Parcel Number

Primary APN	`006-004-0036-00`
Alternative APNs	`83-06-05-310-060.000-006` `00000993249`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,424 sqft Living Area
1st Floor Area	1,424 sqft
Basement Area	1,148 sqft
Unfinished Basement	1,148 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1970
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Other
Lot Area	24,502 sqft (0.562 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000993249
Street Address	421 S 3RD ST
City	CAYUGA
State	IN
Zip	47928-8194
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRONDYKE & MCKEES 4TH 100'X150' SE PT OF PUBLIC SQ & 50'X190' PT OF PUBLIC SQ
Legal Subdivision	GRONDYKE & MCKEE 4TH ADDN
Jurisdiction	VERMILLION IN
Township / Civil Division	EUGENE
Census Block Group	3
Census Block	3058
Census Tract	20100

Owner

Source: Vermillion County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 S 3RD ST, CAYUGA, IN 47928-8194
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTREBANK
Jul 19, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERMILLION IN
Property Address	421 S 3RD ST, CAYUGA, IN 47928-8194
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021002290
Date	Sep 24, 2021
Instrument	2021002290

Lender

Name	CENTREBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VERMILLION IN
Recording Date	Jul 19, 2021
Property Address	421 S 3RD ST, CAYUGA, IN 47928-8194
Document Number	2021001659
Instrument Date	Jul 9, 2021
Instrument	2021001659
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 S 3RD ST, CAYUGA, IN 47928-8194

Tax Assessment & Valuation

Source: Vermillion County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Cayuga Town
County	Vermillion County
County Subdivision	Eugene Township
Unified School District	North Vermillion Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$842.00 (+362.64%) Homeowner's exemption	$108,600 (+40.86%) Land $11,300 Building $97,300	$108,600 (+40.86%) Land $11,300 Building $97,300
2024	$182.00 (+156.34%)
2023		$77,100 (+6.05%) Land $11,300 Building $65,800	$77,100 (+6.05%) Land $11,300 Building $65,800
2022	$71.00 (-87.82%) Homeowner's exemption	$72,700 Land $6,200 Building $66,500	$72,700 Land $6,200 Building $66,500
2021	$583.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 4, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAYUGA WATER DEPARTMENT serves 1,162 people · EPA ID IN5283002
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Joink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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