Vermillion County property record for 324 S 3rd St, Cayuga, IN 47928
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 784 sqft · built 1900 |
| Lot Size | 0.326 acres (14,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $79 (2024) |
| Deeds & Mortgages | Oct 2025 Line of Credit Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-018-0015-00 |
| Primary APN | 006-018-0015-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 784 sqft Living Area |
| Foundation Type | No Foundation |
|---|---|
| Roof Material | Asphalt |
| Lot Area | 14,200 sqft (0.326 acres) |
| Lot Dimensions | 142 ft deep x 25 ft wide |
| Garage Type | Carport |
| Garage Area | 320 sqft |
| Carport | Carport |
| Carport Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Central |
|---|
| Account Number | 00000989606 |
|---|---|
| Street Address | 324 S 3RD ST |
| City | CAYUGA |
| State | IN |
| Zip | 47928-8213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRONDYKE & MCKEES 4TH LOTS 26, 262, 263, 264 006-018-0015-00 |
| Legal Subdivision | GRONDYKE & MCKEES 4TH ADD |
| Legal Lot Number | 26 |
| Jurisdiction | VERMILLION IN |
| Township / Civil Division | EUGENE |
| Census Block Group | 3 |
| Census Block | 3052 |
| Census Tract | 20100 |
324 S 3rd St, a single family home, is owned by an individual.
Source: Vermillion County records, as of June 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 626, CAYUGA, IN 47928-0626 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK NA |
| Aug 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERMILLION IN |
| Property Address | 324 S 3RD ST, CAYUGA, IN 47928-8213 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2025001969 |
|---|---|
| Date | Oct 29, 2025 |
| Instrument | 2025001969 |
| Name | FIRST FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 17, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERMILLION IN |
| Property Address | 324 S 3RD ST, CAYUGA, IN 47928 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019001442 |
|---|---|
| Date | Aug 8, 2019 |
| Instrument | 2019001442 |
| Name | FIRST FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 13, 2029 |
| Rate Type | Fixed Rate |
|---|
Source: Vermillion County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Cayuga Town |
| County | Vermillion County |
| County Subdivision | Eugene Township |
| Unified School District | North Vermillion Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,000 Land $8,200 Building $800 | $9,000 Land $8,200 Building $800 | |
| 2024 | $79.00 | ||
| 2023 | $9,000 (+104.55%) Land $8,200 Building $800 | $9,000 (+104.55%) Land $8,200 Building $800 | |
| 2022 | $4,400 Land $3,600 Building $800 | $4,400 Land $3,600 Building $800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 324 S 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective February 4, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Feb 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 324 S 3rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAYUGA WATER DEPARTMENT serves 1,162 people · EPA ID IN5283002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Joink Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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