421 Richmond Dr, Pharr, TX 78577 Property Records

Hidalgo County property record for 421 Richmond Dr, Pharr, TX 78577

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,669 sqft · built 2001
Lot Size	0.162 acres (7,066 sqft)
Owner	Individual Name on File
Last Sale	$228,760 (May 2026)
Tax Bill	$9,129 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Aug 2022 Mortgage + 2 more
APN	`P717010018001300`

Property Details

APN / Parcel Number

Primary APN	`P717010018001300`
Alternative APNs	`R516285` `516285`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,669 sqft Living Area
Gross Area	3,328 sqft
1st Floor Area	1,794 sqft
2nd Floor Area	875 sqft
Flooring	Tile

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	7,066 sqft (0.162 acres)
Garage Type	Attached
Garage Area	553 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	106 sqft
Patio Area	75 sqft
Balcony Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	421 RICHMOND DR
City	PHARR
State	TX
Zip	78577-6966
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PLANTATION SOUTH UT NO. 10 LOT 13 BLK 18
Legal Subdivision	PLANTATION SOUTH UT NO. 10 - SPA
Legal Tract	13
Legal Block	18
Legal Lot Number	13
Jurisdiction	HIDALGO TX
Township / Civil Division	MCALLEN-PHARR
Census Block Group	2
Census Block	2009
Census Tract	21409

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Louisiana-Rio Grande Canal Company Irrigation System listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hidalgo County assessment roll, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2407 ATLANTA ST, PHARR, TX 78577
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Special Warranty Deed, Transfer · Conventional Mortgage RIGHT START MORTGAGE
Aug 1, 2022	Deed of Trust, Mortgage · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC
Sep 20, 2021	Vendor's Lien, Transfer · Construction Mortgage NVESTOR FUNDING INC
Apr 17, 2020	Deed of Trust, Mortgage BRUCE M & PAULA L HEPBURN

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Jul 24, 2025 · Amount on Record
Deed Document Number	20263755948
Prior Transfer Date	Sep 13, 2021
Prior Transfer Doc	0003264491
Record Updated	Sep 20, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HIDALGO TX
Recording Date	May 28, 2026
Property Address	421 RICHMOND DR, PHARR, TX 78577-6966
Document Number	0003755948
Instrument Date	May 7, 2026
Instrument	20263755948
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	SIMPLIFILE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0003755949,
Date	May 28, 2026
Instrument	20263755949

Lender

Name	RIGHT START MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	421 RICHMOND DR, PHARR, TX 78577-6966
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	VALLEY LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8320 E CRESTWOOD CIR, TUCSON, AZ 85750-2413

Mortgage

Document Number	0003366896
Date	Aug 1, 2022
Instrument	3366896

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Address	REDONDO BEACH, CA 90278

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HIDALGO TX
Recording Date	Sep 20, 2021
Property Address	421 RICHMOND DR, PHARR, TX 78577-6966
Document Number	0003264491
Map Reference	VOL 28 PG 20B
Instrument Date	Sep 13, 2021
Instrument	3264491
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 68, SAN JUAN, TX 78589-0068

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8320 E CRESTWOOD CIR, TUCSON, AZ 85750-2413

Mortgage

Document Number	0003264492
Date	Sep 20, 2021
Instrument	3264492

Lender

Name	NVESTOR FUNDING INC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Oct 1, 2022

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	421 RICHMOND DR, PHARR, TX 78577-6966
Document Number	0003106239
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 RICHMOND DR PHARR TX 785776966, PHARR, TX 78577-6966

Mortgage

Document Number	0003106239
Date	Apr 20, 2020
Instrument	3106239

Lender

Name	BRUCE M & PAULA L HEPBURN
Address	PO BOX 68, SAN JUAN, TX 78589-0068

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Apr 19, 2023

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	Pharr City
Unified School District	Pharr-San Juan-Alamo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,129.00 (+6.61%)	$341,004 (+5.81%) Land $67,127 Building $273,877	$341,004 (+5.81%) Land $67,127 Building $273,877
2024	$8,563.00 (-0.86%)
2023	$8,637.00 (-4.45%)	$322,271 Land $61,828 Building $260,443	$322,271 Land $61,828 Building $260,443
2022	$9,039.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	2 (2018–2025)
Most Recent Claim	Mar 2025 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHARR serves 79,715 people · EPA ID TX1080009
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Valley Telephone Cooperative, Inc. (TX) Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone, T-Mobile USA, Wireless Internet.

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