409 Richmond Dr, Pharr, TX 78577 Property Records

Hidalgo County property record for 409 Richmond Dr, Pharr, TX 78577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,397 sqft · built 1991
Lot Size	0.095 acres (4,125 sqft)
Owner	Company Name on Record
Tax Bill	$3,457 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Mar 2025 Transfer
APN	`P717010018001900`

Property Details

APN / Parcel Number

Primary APN	`P717010018001900`
Alternative APNs	`R516291` `516291`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,397 sqft Living Area
Gross Area	1,841 sqft
1st Floor Area	1,397 sqft
Flooring	Tile

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1997
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,125 sqft (0.095 acres)
Lot Dimensions	75 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	24 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	409 RICHMOND DR
City	PHARR
State	TX
Zip	78577-6966
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PLANTATION SOUTH UT NO. 10 LOT 19 BLK 18
Legal Subdivision	PLANTATION SOUTH UT NO. 10 - SPA
Legal Tract	19
Legal Block	18
Legal Lot Number	19
Jurisdiction	HIDALGO TX
Township / Civil Division	MCALLEN-PHARR
Census Block Group	2
Census Block	2009
Census Tract	21409

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Louisiana-Rio Grande Canal Company Irrigation System listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	409 RICHMOND DR, PHARR, TX 78577-6966
Owner Type	Company
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 31, 2025	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2025
Deed Sale	Mar 31, 2025
Deed Document Number	20253634116
Prior Transfer Date	Mar 27, 2025
Prior Transfer Doc	0003634116
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	409 RICHMOND DR, PHARR, TX 78577-6966
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 RICHMOND DR, PHARR, TX 78577-6966

Mortgage

Document Number	0003699197
Date	Nov 10, 2025
Instrument	3699197

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 24, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	HIDALGO TX
Recording Date	Mar 31, 2025
Property Address	409 RICHMOND DR, PHARR, TX 78577-6966
Document Number	0003634116
Map Reference	VOL 28 PG 20B
Instrument Date	Mar 27, 2025
Instrument	3634116
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 RICHMOND DR, PHARR, TX 78577-6966

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	409 RICHMOND DR, PHARR, TX 78577-6966

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	Pharr City
Unified School District	Pharr-San Juan-Alamo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,044 (-7.43%) Land $49,706 Building $107,338	$157,044 (-7.43%) Land $49,706 Building $107,338
2025	$3,457.00 (-24.83%) Homeowner's exemption	$169,647 (-2.99%) Land $49,706 Building $119,941	$169,647 (-2.99%) Land $49,706 Building $119,941
2024	$4,599.00 (-1.86%)
2023	$4,686.00 (-4.46%)	$174,875 Land $40,219 Building $134,656	$174,875 Land $40,219 Building $134,656
2022	$4,905.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	2 (2018–2025)
Most Recent Claim	Mar 2025 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHARR serves 79,715 people · EPA ID TX1080009
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone, T-Mobile, TWIN.

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