Cleveland County property record for 409 Piney Oak Dr, Norman, OK 73072
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.25 ba · 2,357 sqft · built 1977 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,000 (Aug 2016) |
| Tax Bill | $3,696 (2023) |
| Deeds & Mortgages | Jul 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | NC29RIV01 7 2001 |
| Primary APN | NC29RIV01 7 2001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,357 sqft Living Area |
| Gross Area | 2,885 sqft |
| 1st Floor Area | 2,357 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| View / Lot | Business Cluster |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Porch | Porch |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 42806 |
|---|---|
| Street Address | 409 PINEY OAK DR |
| City | NORMAN |
| State | OK |
| Zip | 73072-4604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | RIVER OAKS 1 LOT 2 BLK 7 |
| Legal Range | 03W |
| Legal Township | 09 |
| Legal Section | 27 |
| Legal Subdivision | RIVER OAKS 1 |
| Legal Block | 7 |
| Legal Lot Number | 2 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 201512 |
Source: Cleveland County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 409 PINEY OAK DR, NORMAN, OK 73072-4604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2016 · Amount on Record |
| Deed Sale | Aug 3, 2016 · Amount on Record |
| Prior Sale | Mar 18, 2009 · Amount on Record |
| Deed Document Number | 201625531 |
| Deed Book / Page | 5577 / 1239 |
| Prior Transfer Date | Jul 29, 2016 |
| Prior Transfer Doc | 0000025531 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 409 PINEY OAK DR, NORMAN, OK 73072-4604 |
| Document Number | 0000002752 |
| Book / Page | 005640 / 000092 |
| Instrument Date | Jul 29, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 409 PINEY OAK DR NORMAN OK 730724604, NORMAN, OK 73072-4604 |
| Document Number | 0000002752 |
|---|---|
| Date | Jan 27, 2017 |
| Book Page | 005640/000092 |
| Instrument | 2752 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 26, 2047 |
Source: Cleveland County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $32,647 (+6.09%) Land $5,769 Building $26,878 | $305,832 (+5.61%) Land $54,044 Building $251,788 |
| 2023 | $3,696.00 | $30,773 Land $5,277 Building $25,496 | $289,588 Land $49,665 Building $239,923 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| OEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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