421 Phillips Ave, Cambridge, MD 21613 Property Records

Dorchester County property record for 421 Phillips Ave, Cambridge, MD 21613 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,248 sqft · built 1930
Lot Size	0.188 acres (8,196 sqft)
Owner	2 Individual Names on File
Last Sale	$177,500 (Apr 2007)
Tax Bill	$2,393 (2025)
Deeds & Mortgages	Sep 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`07-144865`

Property Details

APN / Parcel Number

Primary APN	`07-144865`
Alternative APNs	`7144865` `144865`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,248 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,196 sqft (0.188 acres)
Porch	Slab
Porch Area	132 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	144865
Street Address	421 PHILLIPS AVE
City	CAMBRIDGE
State	MD
Zip	21613-2832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8,196 SQ. FT. 421 PHILLIPS AVENUE CAMBRIDGE
Legal Subdivision	PEACH BLOSSOM DEV CO
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	1
Census Block	1016
Census Tract	970600

Owner

Source: Dorchester County records · APN 07-144865

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	421 PHILLIPS AVE, CAMBRIDGE, MD 21613-2832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 30, 2007 · Amount on Record
Deed Sale	Apr 30, 2007 · Amount on Record
Prior Sale	Jun 30, 2006
Deed Document Number	200761340
Deed Book / Page	804 / 631
Transfer Doc	MLB007420372
Record Updated	Sep 20, 2026

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DORCHESTER MD
Property Address	421 PHILLIPS AVE, CAMBRIDGE, MD 21613-2832
Document Number	0014300109
Book / Page	001430 / 000109
Instrument Date	Sep 12, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	421 PHILLIPS AVE CAMBRIDGE MD 216132832, CAMBRIDGE, MD 21613-2832

Mortgage

Document Number	0014300109
Date	Oct 27, 2017
Book Page	001430/000109

Lender

Name	COLDWELL BANKER HM LNS
Type	Funding / Finance Company
Address	MT LAUREL, NJ 08054

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Oct 26, 2057

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Dorchester County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,433 (+1.42%)	$142,300 (+4.25%) Land $30,500 Building $111,800
2025	$2,393.00 (+12.35%) Homeowner's exemption	$136,500 (+15.12%) Land $30,500 Building $106,000	$136,500 (-) Land $30,500 Building $106,000
2023	$2,130.00 Homeowner's exemption	$118,567	$136,500 Land $30,500 Building $106,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dorchester County (24019C), updated April 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240199706001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1979–2003)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2003, tidal / storm surge, Hurricane Isabel

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 473 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

May also be available at this address: Bay Country Communications, Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.