421 Oak Fair Way, Bakersfield, CA 93309 Property Records

Kern County property record for 421 Oak Fair Way, Bakersfield, CA 93309

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,048 sqft · built 1962
Lot Size	0.183 acres (7,988 sqft)
Owner	Company Name on File
Last Sale	$133,000 (Oct 2015)
Tax Bill	$2,543 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Jan 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`194-084-20-00-4`

Property Details

APN / Parcel Number

Primary APN	`194-084-20-00-4`
Alternative APNs	`194-084-20-8` `1940842000` `19408420`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,048 sqft Living Area
Gross Area	1,633 sqft
1st Floor Area	1,048 sqft
Family Room	Family Room

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Lot Area	7,988 sqft (0.183 acres)
Garage Type	Attached
Garage Area	225 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	135 sqft
Patio Area	22 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	194084208
Street Address	421 OAK FAIR WAY
City	BAKERSFIELD
State	CA
Zip	93309-2878
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-SC
Legal Description	TRACT 2560 , BLOCK , LOT 147
Legal Subdivision	MONTE VISTA TERRACE
Legal Tract	2560
Legal Block	1
Legal Lot Number	147
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1010
Census Tract	2804

Owner

421 Oak Fair Way is owned by a company that bought it in October 2015 and is owner-occupied.

Source: Kern County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	421 OAK FAIR WAY, BAKERSFIELD, CA 93309-2878
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage STRATA FCU
Jan 9, 2023	Intrafamily Transfer, Transfer
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 11, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 26, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Sep 10, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2015 · Amount on File
Deed Sale	Oct 27, 2015 · Amount on File
Prior Sale	Sep 15, 2015 · Amount on File
Deed Document Number	2015149968
Prior Transfer Date	Oct 2, 1996
Prior Transfer Doc	0000130629
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	421 OAK FAIR WAY, BAKERSFIELD, CA 93309-2878
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 OAK FAIR WAY, BAKERSFIELD, CA 93309-2878

Mortgage

Document Number	0000034031
Date	Mar 30, 2026
Instrument	226034031

Lender

Name	STRATA FCU
Type	Credit Union
Address	BAKERSFIELD, CA 93301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 5, 2046

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Jan 9, 2023
Property Address	421 OAK FAIR WAY, BAKERSFIELD, CA 93309-2878
Document Number	0000003587
Map Reference	MB 17 PG 186
Instrument Date	Dec 7, 2022
Instrument	223003587
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 OAK FAIR WAY, BAKERSFIELD, CA 93309-2878

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	421 OAK FAIR WAY, BAKERSFIELD, CA 93309-2878
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	AMROCK INCORPORATED

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 OAK FAIR WAY, BAKERSFIELD, CA 93309-2878

Mortgage

Document Number	0000196196
Date	Oct 18, 2021
Instrument	221196196

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	421 OAK FAIR WAY, BAKERSFIELD, CA 93309-2878
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 OAK FAIR WAY, BAKERSFIELD, CA 93309-2878

Mortgage

Document Number	0000153117
Date	Oct 11, 2022
Instrument	222153117

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2042

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	421 OAK FAIR WAY, BAKERSFIELD, CA 93309-2878
Document Number	0000146428
Instrument Date	Oct 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 OAK FAIR WAY BAKERSFIELD CA 933092878, BAKERSFIELD, CA 93309-2878

Mortgage

Document Number	0000146428
Date	Nov 4, 2019
Instrument	146428

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Nov 3, 2039

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	421 OAK FAIR WAY, BAKERSFIELD, CA 93309-2878
Document Number	0000122503
Instrument Date	Sep 10, 2018
Transaction Type	Mortgage
Record Updated	Oct 3, 2018
Title Company	TSI TITLE COMPANY/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 OAK FAIR WAY BAKERSFIELD CA 933092878, BAKERSFIELD, CA 93309-2878

Mortgage

Document Number	0000122503
Date	Sep 18, 2018
Instrument	122503

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	324 Months
Due	Sep 17, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 421 Oak Fair Way was $2,543 with a homeowner's exemption, up 2.2% from the year before.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Panama-Buena Vista School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$160,584 (+2%) Land $48,294 Building $112,290
2025	$2,543.00 (+2.21%) Homeowner's exemption	$157,437 Land $47,348 Building $110,089
2024	$2,488.00 (+1.8%)
2023	$2,444.00 (+4.36%) Homeowner's exemption	$151,325 Land $45,510 Building $105,815
2022	$2,342.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 421 Oak Fair Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Oak Fair Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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