405 Oak Fair Way, Bakersfield, CA 93309 Property Records

Kern County property record for 405 Oak Fair Way, Bakersfield, CA 93309

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,048 sqft · built 1962
Lot Size	0.173 acres (7,512 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Jan 2026)
Tax Bill	$2,278 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`194-092-26-00-1`

Property Details

APN / Parcel Number

Primary APN	`194-092-26-00-1`
Alternative APNs	`194-092-26-8` `1940922600` `19409226`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,048 sqft Living Area
Gross Area	1,818 sqft
1st Floor Area	1,048 sqft
Family Room	Family Room

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Lot Area	7,512 sqft (0.173 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	135 sqft
Patio Area	22 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	194092268
Street Address	405 OAK FAIR WAY
City	BAKERSFIELD
State	CA
Zip	93309-2878
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-SC
Legal Description	TRACT 2560 , BLOCK , LOT 143
Legal Subdivision	17M186-190-AMENDED 2560
Legal Tract	2560
Legal Block	1
Legal Lot Number	143
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1010
Census Tract	2804

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 OAK FAIR WAY, BAKERSFIELD, CA 93309-2878
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 6, 2019	Reverse Mortgage, Transfer · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2026 · Amount on Record
Deed Sale	Jan 29, 2026 · Amount on Record
Prior Sale	Jan 8, 2010 · Amount on Record
Deed Document Number	202610376
Prior Transfer Date	Jan 25, 2007
Prior Transfer Doc	0000020218
Record Updated	Oct 29, 2026

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jan 29, 2026
Property Address	405 OAK FAIR WAY, BAKERSFIELD, CA 93309-2878
Document Number	0000010376
Map Reference	MB 17 PG 186
Instrument Date	Nov 29, 2025
Instrument	226010376
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	STOCKDALE TITLE COMPANY, SOCAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 OAK FAIR WAY, BAKERSFIELD, CA 93309-2878

Mortgage

Document Number	0000010377
Date	Jan 29, 2026
Instrument	226010377

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

June 2019: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	KERN CA
Recording Date	Jun 6, 2019
Property Address	405 OAK FAIR WAY, BAKERSFIELD, CA 93309-2878
Document Number	0000065716
Instrument Date	May 25, 2019
Instrument	65716
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 OAK FAIR WAY BAKERSFIELD CA 933092878, BAKERSFIELD, CA 93309-2878

Mortgage

Document Number	65718
Date	Jun 6, 2019
Instrument	65718

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	960 Months
Due	Jun 5, 2099

Interest

Rate Type	Adjustable Rate
Rate	4.58%

Mortgage

Document Number	65717,
Date	Jun 6, 2019
Instrument	65717

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	960 Months
Due	Jun 5, 2099

Interest

Rate Type	Adjustable Rate
Rate	4.58%

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Panama-Buena Vista School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$138,230 (+2%) Land $39,491 Building $98,739
2025	$2,278.00 (+4.16%) Homeowner's exemption	$135,520 (+4.04%) Land $38,717 Building $96,803
2023	$2,187.00 (+4.44%) Homeowner's exemption	$130,259 Land $37,214 Building $93,045
2022	$2,094.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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