421 N Phillips Ave, Apt 402, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 421 N Phillips Ave, Apt 402, Sioux Falls, SD 57104

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,400 sqft · built 2017
Lot Size	0.015 acres (640 sqft)
Owner	2 Trust Names on File
Last Sale	$625,000 (Jul 2024)
Tax Bill	$7,782 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-16-158-034-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-16-158-034-000`
Alternative APN	`88689`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	104 Units
Stories	1 Story
Building Area	1,400 sqft Finished Area
Basement Area	431 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	640 sqft (0.015 acres)
Garage Type	Basement
Deck Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	88689
Street Address	421 N PHILLIPS AVE, 402
City	SIOUX FALLS
State	SD
Zip	57104-5990
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	C3;GENERAL
Legal Description	UNIT 402 JONES 421 CONDOMINIUMS 2 BLOCK 1 HAZARD ADDITION TO THE CITY OF SIOUX FALLS
Legal Subdivision	HAZARD ADDITION
Legal Block	1
Legal Lot Number	2
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	4
Census Block	4024
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old Courthouse and Warehouse Historic District listed 1983 · 18 contributing resources · NRIS 83003015

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

421 N Phillips Ave, Apt 402 is held in a trust since July 2024.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	421 N PHILLIPS AVE, 400, SIOUX FALLS, SD 57104-5990
Owner Type	Company
Vesting	Trust, Corporate Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · Line of Credit PLAINS COMMERCE BANK
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRONTIER BANK
Sep 13, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2024 · Amount on File
Deed Sale	Jul 3, 2024 · Amount on File
Deed Book / Page	626-D / 780
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	421 N PHILLIPS AVE APT 402, 402, SIOUX FALLS, SD 57104-5990
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 N PHILLIPS AVE, SIOUX FALLS, SD 57104-5988

Mortgage

Document Number	001977/899
Date	Nov 17, 2023
Book Page	1977/899

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	3905 W 49TH ST # 2, SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	421 N PHILLIPS AVE APT 402, 402, SIOUX FALLS, SD 57104-5990
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1887MTG/322
Date	Jun 8, 2020
Book Page	1887 MTG/322

Lender

Name	FRONTIER BANK
Type	Bank
Address	ROCK RAPIDS, IA 51246

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Sep 13, 2017
Property Address	421 N PHILLIPS AVE APT 402, 402, SIOUX FALLS, SD 57104-5990
Document Number	000578/262
Book / Page	578 / 262
Instrument Date	Sep 11, 2017
Instrument	R721432
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 N PHILLIPS AVE, SIOUX FALLS, SD 57104-5988

Tax Assessment & Valuation

The 2025 property tax bill for 421 N Phillips Ave, Apt 402 was $7,782.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$461,900 (-4.82%) Land $19,200 Building $442,700	$461,900 Land $19,200 Building $442,700
2025	$7,782.00	$485,300 (-0.31%) Land $19,200 Building $466,100
2024	$7,782.00	$486,800 Land $19,200 Building $467,600
2022	$6,658.00	$460,400 Land $8,900 Building $451,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 N Phillips Ave, Apt 402 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 421 N Phillips Ave, Apt 402 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bluepeak, CenturyLink.

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