421 N Phillips Ave, Apt 315, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 421 N Phillips Ave, Apt 315, Sioux Falls, SD 57104

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,890 sqft · built 2017
Lot Size	0.02 acres (862 sqft)
Owner	Individual Name on File
Last Sale	$615,000 (Oct 2018)
Tax Bill	$9,333 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-16-158-032-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-16-158-032-000`
Alternative APN	`88687`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Units	104 Units
Stories	1 Story
Building Area	1,890 sqft Finished Area
Basement Area	862 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	862 sqft (0.02 acres)
Garage Type	Basement
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	88687
Street Address	421 N PHILLIPS AVE, 315
City	SIOUX FALLS
State	SD
Zip	57104-5989
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	C3;GENERAL
Legal Description	UNIT 315 JONES 421 CONDOMINIUMS 2 BLOCK 1 HAZARD ADDITION TO THE CITY OF SIOUX FALLS
Legal Subdivision	HAZARD ADDITION
Legal Block	1
Legal Lot Number	2
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	4
Census Block	4024
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old Courthouse and Warehouse Historic District listed 1983 · 18 contributing resources · NRIS 83003015

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

421 N Phillips Ave, Apt 315 is owned and occupied by an individual who bought it in October 2018.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	421 N PHILLIPS AVE, 315, SIOUX FALLS, SD 57104-5989
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Oct 26, 2018	Warranty Deed, Transfer · Conventional Mortgage MARKETPLACE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2018 · Amount on File
Deed Sale	Oct 26, 2018 · Amount on File
Deed Book / Page	586-D / 0032
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	421 N PHILLIPS AVE APT 315, 315, SIOUX FALLS, SD 57104-5989
Transaction Type	Mortgage
Record Updated	May 2, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1867MTG/0029
Date	Sep 12, 2019
Book Page	1867 MTG/0029

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2034

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Oct 26, 2018
Property Address	421 N PHILLIPS AVE APT 315, 315, SIOUX FALLS, SD 57104-5989
Document Number	586DEED/0032
Book / Page	586 DEED / 0032
Instrument Date	Sep 24, 2018
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$615.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	431 N PHILLIPS AVE STE 200, 200, SIOUX FALLS, SD 57104-5933

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 N PHILLIPS AVE APT 315, 315, SIOUX FALLS, SD 57104-5989

Mortgage

Document Number	1849MTG/572
Date	Oct 26, 2018
Book Page	1849 MTG/572

Lender

Name	MARKETPLACE HOME MORTGAGE LLC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55435

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 421 N Phillips Ave, Apt 315 was $9,333.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$672,817 (-5.93%) Land $25,615 Building $647,202	$672,817 Land $25,615 Building $647,202
2025	$9,333.00	$715,200 (+3.08%) Land $25,900 Building $689,300
2024	$9,333.00	$693,800 Land $25,900 Building $667,900
2022	$8,963.00	$619,700 Land $12,000 Building $607,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 N Phillips Ave, Apt 315 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 421 N Phillips Ave, Apt 315 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bluepeak, CenturyLink.

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