421 N Library St, Waterloo, IL 62298 Property Records

Monroe County property record for 421 N Library St, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1952
Square Footage	1,160 sqft Living Area
Lot Size	9,587 sqft (0.22 acres)
Occupancy	Owner Occupied
Last Sale	$175,000 (2022)
Tax Bill	$2,996.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`07-24-383-026-000`
Alternative APN	`07241830302000 00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Building Area	1,160 sqft Living Area
1st Floor	1,160 sqft 1st Floor
Basement Area	1,160 sqft Basement
Unfinished Basement	1,160 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame Construction
Lot Area	9,587 sqft (0.22 acres)
Depth X Width	150 ft x 60 ft Depth x Width
Driveway	Driveway Concrete
Driveway Area	468 sqft Driveway
Garage Area	322 sqft Garage
Porch	1 Porch
Porch Area	48 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	421 N LIBRARY ST
City	WATERLOO
State	IL
Zip	62298-1126
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 28D PAUTLER HEIGHTS #2 0145290
Legal Range	10W
Legal Township	02S
Legal Section	24
Legal Subdivision	PAUTLER HEIGHTS NO TWO (2)
Legal Lot Number	28D
Jurisdiction	MONROE IL
Minor Civil Division	31
Census Blockgroup	3
Census Block	3020
Census Tract	600401

Owner

Source: Monroe County records · APN 07-24-383-026-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	421 N LIBRARY ST, WATERLOO, IL 62298-1126
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 22, 2022 · Amount on Record
Deed Sale	Jun 22, 2022 · Amount on Record
Deed Doc Number	2022424813
Record Refreshed	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jun 22, 2022
Property Address	421 N LIBRARY ST, WATERLOO, IL 62298-1126
Document Number	0000424813
Map Reference	MB A PG 193
Instrument Date	Jun 21, 2022
Instrument	424813
Transaction Type	Transfer
Record Updated	Jul 06, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 209, GERMANTOWN, IL 62245-0209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 N LIBRARY ST, WATERLOO, IL 62298-1126

Mortgage

Document Number	0000424814
Date	Jun 22, 2022
Instrument	424814

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$56,030 (+4.49%) Land $16,290 Building $39,740	$168,090 (+4.49%) Land $48,870 Building $119,220
2024	$2,996.00
2022	Additional exemption filed	$53,620 Land $15,090 Building $38,530	$160,860 Land $45,270 Building $115,590

Flood & Wildfire

421 N Library St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Monroe County (17133C), updated August 18, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.