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413 N Library St, Waterloo, IL 62298 Property Records

Monroe County property record for 413 N Library St, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 864 sqft · built 1940
Lot Size0.27 acres (11,874 sqft)
Owner2 Company Names on Record
Tax Bill$3,271 (2025)
Deeds & MortgagesJun 2026 Sale
May 2023 Transfer
Flood ZoneZone X (minimal risk)
APN07-24-383-028-000

Property Details

APN / Parcel Number

Primary APN07-24-383-028-000
Alternative APN
  • 07241830301800 00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area864 sqft Living Area
1st Floor Area864 sqft
Basement Area864 sqft
Unfinished Basement864 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Construction TypeFrame
Lot Area11,874 sqft (0.27 acres)
Lot Dimensions159 ft deep x 70 ft wide
DrivewayConcrete Driveway
Driveway Area1,112 sqft
PorchSlab
Porch Area36 sqft
Patio Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address413 N LIBRARY ST
CityWATERLOO
StateIL
Zip62298-1126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWR3
Legal DescriptionLOT 30A PAUTLER HEIGHTS #2 0231221
Legal Range10W
Legal Township02S
Legal Section24
Legal SubdivisionPAUTLER HEIGHTS 02
Legal Lot Number30A
JurisdictionMONROE IL
Township / Civil Division31
Census Block Group3
Census Block3020
Census Tract600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address413 N LIBRARY ST, WATERLOO, IL 62298-1126
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
May 23, 2023Transfer on Death Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 17, 2023
Transfer Doc0000429095
Record UpdatedOct 29, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionMONROE IL
Recording DateJun 23, 2026
Property Address413 N LIBRARY ST, WATERLOO, IL 62298-1126
Document Number0000443159
Instrument DateJun 17, 2026
Instrument2026443159
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address413 N LIBRARY ST, WATERLOO, IL 62298-1126

May 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMONROE IL
Recording DateMay 23, 2023
Property Address413 N LIBRARY ST, WATERLOO, IL 62298-1126
Document Number0000429095
Map ReferenceMB A PG 61
Instrument DateMay 17, 2023
Instrument429095
Transaction TypeTransfer
Record UpdatedJun 14, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address413 N LIBRARY ST, WATERLOO, IL 62298-1126

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 N LIBRARY ST, WATERLOO, IL 62298-1126

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,271.00 (+2.93%) Homeowner's exemption$59,370 (+20.52%) Land $16,610 Building $42,760$178,110 (+20.52%) Land $49,830 Building $128,280
2024$3,178.00
2022Additional exemption filed$49,260 Land $15,310 Building $33,950$147,780 Land $45,930 Building $101,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO
serves 10,190 people · EPA ID IL1330300
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Harrisonville Telephone Company
DSL · Fiber in parts of the area		100 / 20

May also be available: Wisper ISP.

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