Cooke County property record for 421 N Commerce St, Gainesville, TX 76240
| Property Type | Commercial |
|---|---|
| Details | 13,250 sqft · built 1894 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $375,000 (Oct 2021) |
| Tax Bill | $941 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2740-004-00005 |
| Primary APN | 2740-004-00005 |
|---|---|
| Alternative APN |
|
| Building Area | 13,250 sqft Total Area |
|---|
| Year Built | Built 1894 |
|---|---|
| Effective Year Built | Effective 1894 |
| Lot Area | 15,002 sqft (0.344 acres) |
| Account Number | 2740-004-00005 |
|---|---|
| Street Address | 421 N COMMERCE ST |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-3917 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | SCOTT ADDN; BLOCK 4; LOT 5 & N PT OF LT 4 |
| Legal Subdivision | SCOTT ADDN |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 2 |
| Census Block | 2078 |
| Census Tract | 400 |
Source: Cooke County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | PO BOX 1211, GAINESVILLE, TX 76241-1211 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2021 · Amount on Record |
| Deed Sale | Oct 7, 2021 · Amount on Record |
| Prior Sale | Mar 24, 2017 |
| Deed Document Number | 20218681 |
| Deed Book / Page | 2455 / 107 |
| Record Updated | Oct 29, 2026 |
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Municipality | Gainesville City |
| Unified School District | Gainesville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $941.00 | $45,000 (-) Land $45,000 | $45,000 (-) Land $45,000 |
| 2025 | $941.00 (+10.45%) | $45,000 (-) Land $45,000 | $45,000 (-) Land $45,000 |
| 2024 | $852.00 (-12.97%) | ||
| 2023 | $45,000 Land $45,000 | $45,000 Land $45,000 | |
| 2022 | $979.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2007–2015) |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
May also be available: Element8, Nextlink, T-Mobile.
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