Cooke County property record for 407 N Commerce St, Gainesville, TX 76240
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2,277 sqft |
| Lot Size | 0.053 acres (2,326 sqft) |
| Owner | Company Name on Record |
| Last Sale | $183,700 (Jul 2005) |
| Tax Bill | $899 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2740-004-00002 |
| Primary APN | 2740-004-00002 |
|---|---|
| Alternative APN |
|
| Building Area | 2,277 sqft Total Area |
|---|
| Lot Area | 2,326 sqft (0.053 acres) |
|---|
| Account Number | 2740-004-00002 |
|---|---|
| Street Address | 407 N COMMERCE ST |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-3917 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | SCOTT ADDN; BLOCK 4; LOT 2 PT OF |
| Legal Subdivision | SCOTT ADDN |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 2 |
| Census Block | 2078 |
| Census Tract | 400 |
Source: Cooke County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5319 LYONCREST CT, DALLAS, TX 75287-5500 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2005 · Amount on Record |
| Deed Sale | Jul 22, 2005 · Amount on Record |
| Deed Document Number | 20056059 |
| Deed Book / Page | 1381 / 783 |
| Prior Transfer Date | Jul 21, 2005 |
| Prior Transfer Doc | 001381/783 |
| Record Updated | Oct 29, 2026 |
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Municipality | Gainesville City |
| Unified School District | Gainesville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $899.00 (+20.03%) | $42,971 (+2%) | $60,366 (+68.58%) Land $6,981 Building $53,385 |
| 2025 | $749.00 (+18.14%) | $35,809 (+28.37%) Land $6,981 Building $28,828 | $35,809 (+28.37%) Land $6,981 Building $28,828 |
| 2024 | $634.00 (+3.59%) | ||
| 2023 | $27,896 Land $2,327 Building $25,569 | $27,896 Land $2,327 Building $25,569 | |
| 2022 | $612.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2007–2015) |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
May also be available: Element8, Nextlink, T-Mobile.
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