421 Mill Pond Cv, Freeport, FL 32439 Property Records

Walton County property record for 421 Mill Pond Cv, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,041 sqft · built 2023
Lot Size	0.257 acres (11,238 sqft)
Owner	Individual Name on Record
Last Sale	$655,900 (Feb 2023)
Tax Bill	$6,067 (2024)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-1S-19-23210-000-0200`

Property Details

APN / Parcel Number

Primary APN	`18-1S-19-23210-000-0200`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,041 sqft Living Area
Gross Area	3,970 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2023
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	11,238 sqft (0.257 acres)
Lot Dimensions	14.1 ft deep x 8.2 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	421 MILL POND CV
City	FREEPORT
State	FL
Zip	32439-7694
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 BUXTON'S MILL AT HAMMOCK BAY PB 21-23 OR 3130-179 OR 3201-2656 OR 3281-4107
Legal Range	19W
Legal Township	01S
Legal Section	18
Legal Subdivision	BUXTONS MILL/HAMMOCK BAY
Legal Lot Number	20
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2065
Census Tract	950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 MILL POND CV, FREEPORT, FL 32439-7694
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage OAKTREE FUNDING CORP
Jun 7, 2021	Warranty Deed, Transfer
Jan 13, 2020	Warranty Deed, Transfer SETCO SERVICES LLC, SETCO SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2023 · Amount on Record
Deed Sale	Feb 28, 2023 · Amount on Record
Prior Sale	Jun 7, 2021 · Amount on Record
Deed Document Number	20230006808
Deed Book / Page	3281 / 4107
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 28, 2023
Property Address	421 MILL POND CV, FREEPORT, FL 32439-7694
Document Number	0032814107
Book / Page	3281 / 4107
Map Reference	MB 21 PG 23-27
Instrument Date	Feb 24, 2023
Instrument	20230006808
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2025
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,591.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29891 WOODROW LN STE 100, 100, SPANISH FORT, AL 36527-8774

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 MILL POND CV, FREEPORT, FL 32439-7694

Mortgage

Document Number	0032814109
Date	Feb 28, 2023
Instrument	3281/4109

Lender

Name	OAKTREE FUNDING CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 7, 2021
Property Address	421 MILL POND CV, FREEPORT, FL 32439-7694
Document Number	0032012656
Book / Page	3201 / 2656
Map Reference	MB 21 PG 23-27
Instrument Date	Jun 4, 2021
Instrument	20210028590
Transaction Type	Transfer
Record Updated	Dec 18, 2025

Transaction

Amount	Amount Recorded
Tax	$1,044.40
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	708 MAIN ST, EVANSTON, IL 60202-1702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29891 WOODROW LN STE 300, 300, SPANISH FORT, AL 36527-8778
Investor	Possibly a Property Investor

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 13, 2020
Property Address	421 MILL POND CV, FREEPORT, FL 32439-7694
Document Number	0031300179
Book / Page	003130 / 000179
Instrument Date	Jan 9, 2020
Instrument	1247
Transaction Type	Transfer
Record Updated	Feb 5, 2020
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$11,564.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	708 MAIN ST EVANSTON IL 602021702, EVANSTON, IL 60202-1702
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$499,847 (+765.54%) Land $57,750 Building $442,097	$499,847 (+765.54%) Land $57,750 Building $442,097
2024	$6,067.00 (+705.71%)
2023	$753.00 (-8.06%)	$57,750 (-9.91%) Land $57,750	$57,750 (-9.91%) Land $57,750
2022	$819.00	$64,102 Land $64,102	$64,102 Land $64,102

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREEPORT serves 12,020 people · EPA ID FL1660290
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T, Cox Communications, Verizon.

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