418 Mill Pond Cv, Freeport, FL 32439 Property Records

Walton County property record for 418 Mill Pond Cv, Freeport, FL 32439 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,835 sqft · built 2022
Lot Size0.337 acres (14,723 sqft)
OwnerIndividual Name on File
Last Sale$485,300 (May 2022)
Tax Bill$7,236 (2024)
Deeds & MortgagesJan 2026 Second Mortgage
Sep 2023 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN18-1S-19-23210-000-0170

Property Details

APN / Parcel Number

Primary APN18-1S-19-23210-000-0170

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,835 sqft Living Area
Gross Area3,831 sqft
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2022
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area14,723 sqft (0.337 acres)
Lot Dimensions15.6 ft deep x 9.6 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address418 MILL POND CV
CityFREEPORT
StateFL
Zip32439-7694
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 17 BUXTON'S MILL AT HAMMOCK BAY PB 21-23 OR 3103-179 OR 3181-3662
Legal Range19W
Legal Township01S
Legal Section18
Legal SubdivisionBUXTONS MILL/HAMMOCK BAY
Legal Lot Number17
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group2
Census Block2065
Census Tract950502

Owner

Source: Walton County records · APN 18-1S-19-23210-000-0170

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address418 MILL POND CV, FREEPORT, FL 32439-7694
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 05, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Sep 06, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
May 26, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 04, 2021Warranty Deed, Construction Loan · Construction Mortgage
FLAGSTAR BANK FSB
Jan 13, 2020Warranty Deed, Transfer
SETCO SERVICES LLC, SETCO SVCS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 26, 2022 · Amount on Record
Deed SaleMay 26, 2022 · Amount on Record
Prior SaleFeb 04, 2021 · Amount on Record
Deed Document Number20220025089
Deed Book / Page3253 / 4602
Record UpdatedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address418 MILL POND CV, FREEPORT, FL 32439-7694
Transaction TypeMortgage
Record UpdatedJan 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address418 MILL POND CV, FREEPORT, FL 32439-7694

Mortgage

Document Number0033830789
DateJan 05, 2026
Book Page3383/789
Instrument20260000163
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueJan 01, 2041

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address418 MILL POND CV, FREEPORT, FL 32439-7694
Transaction TypeMortgage
Record UpdatedDec 18, 2025
Title CompanyMITCHELL LAND AND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address418 MILL POND CV, FREEPORT, FL 32439-7694
InvestorPossibly a Property Investor

Mortgage

Document Number0033010418
DateSep 06, 2023
Book Page3301/418
Instrument20230031941
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueSep 01, 2043

May 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateMay 26, 2022
Property Address418 MILL POND CV, FREEPORT, FL 32439-7694
Document Number0032534602
Book / Page3253 / 4602
Map ReferenceMB 21 PG 23-27
Instrument DateMay 25, 2022
Instrument20220025089
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 18, 2025
Title CompanyUNKNOWN, SENTINEL TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,397.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address29891 WOODROW LN STE 100, 100, SPANISH FORT, AL 36527-8774

Transferred To (Grantee/Buyer)

NameVerified Name
Address418 MILL COVE POND, FREEPORT, FL 32439
InvestorPossibly a Property Investor

Mortgage

Document Number0032534604
DateMay 26, 2022
Instrument3253/4604
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

February 2021: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateFeb 04, 2021
Property Address418 MILL POND CV, FREEPORT, FL 32439-7694
Document Number0031813662
Book / Page3181 / 3662
Map ReferenceMB 21 PG 23-27
Instrument DateJan 29, 2021
Instrument20210005414
Transaction TypeConstruction Loan
Record UpdatedDec 18, 2025

Transaction

AmountAmount Recorded
Tax$1,044.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address708 MAIN ST, EVANSTON, IL 60202-1702

Transferred To (Grantee/Buyer)

NameVerified Name
Address29891 WOODROW LN STE 100, 100, SPANISH FORT, AL 36527-8774
InvestorPossibly a Property Investor

Mortgage

Document Number0031813664
DateFeb 04, 2021
Instrument3181/3664
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJan 13, 2020
Property Address418 MILL POND CV, FREEPORT, FL 32439-7694
Document Number0031300179
Book / Page003130 / 000179
Instrument DateJan 09, 2020
Instrument1247
Transaction TypeTransfer
Record UpdatedFeb 05, 2020
Title CompanySETCO SERVICES LLC, SETCO SVCS LLC

Transaction

AmountAmount Recorded
Tax$11,564.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address708 MAIN ST EVANSTON IL 602021702, EVANSTON, IL 60202-1702
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$587,928 (-0.23%) Land $83,738 Building $504,190$587,928 (-0.23%) Land $83,738 Building $504,190
2024$7,236.00 (+0.26%)
2023$7,217.00 (+508%) Homeowner's exemption$589,291 (+533.99%) Land $83,738 Building $505,553$589,291 (+533.99%) Land $83,738 Building $505,553
2022$1,187.00$92,949 Land $92,949$92,949 Land $92,949

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319505022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 296 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies296 in force
Nearby Flood Claims56 (1989–2020)
Claims Outside the SFHA8 of 56
Most Recent ClaimSep 2020, other causes, Hurricane Sally
Claims By Storm
  • Hurricane Sally, Sep 2020 · 12 claims
  • Hurricane Frances, Sep 2004 · 18 claims
  • Hurricane Opal, Oct 1995 · 13 claims

Wildfire

Wildfire RiskModerate
above 53% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 893 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 271 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber1,000 / 1,000
Wildstar NetworksFixed Wireless200 / 50

May also be available at this address: Verizon, Cox Communications, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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