421 Locust St, Liberty, MO 64068 Property Records

Clay County property record for 421 Locust St, Liberty, MO 64068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1986
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$211,300 (Aug 2004)
Tax Bill	$3,490 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-316-00-02-021.00`

Property Details

APN / Parcel Number

Primary APN	`14-316-00-02-021.00`
Alternative APNs	`1431600020210001` `244151`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
Gross Area	3,234 sqft
1st Floor Area	1,632 sqft
Basement Area	822 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	141 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Wood Porch
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	421 LOCUST ST
City	LIBERTY
State	MO
Zip	64068-1063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NOTTINGHAM LT 4
Legal Range	32W
Legal Township	51N
Legal Section	12
Legal Subdivision	NOTTINGHAM
Legal Lot Number	4
Jurisdiction	CLAY MO
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3010
Census Tract	21404

Owner

Source: Clay County records, as of September 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 LOCUST ST, LIBERTY, MO 64068-1063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 2, 2019	Deed of Trust, Mortgage QUICKEN LNS
Feb 2, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2004 · Amount on Record
Deed Sale	Aug 16, 2004 · Amount on Record
Prior Sale	Dec 30, 1998 · Amount on Record
Deed Document Number	200488735
Deed Book / Page	4724 / 810
Prior Transfer Date	Aug 10, 2004
Prior Transfer Doc	0000S88735
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	421 LOCUST ST, LIBERTY, MO 64068-1063
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014259
Date	Apr 5, 2021
Book Page	9013/138
Instrument	2021014259

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	421 LOCUST ST, LIBERTY, MO 64068-1063
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 LOCUST ST, LIBERTY, MO 64068-1063

Mortgage

Document Number	0000048762
Date	Nov 12, 2021
Book Page	9229/108
Instrument	2021048762

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	96 Months
Due	Nov 1, 2029

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	421 LOCUST ST, LIBERTY, MO 64068-1063
Document Number	0000033760
Instrument Date	Nov 2, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	421 LOCUST ST LIBERTY MO 640681063, LIBERTY, MO 64068-1063

Mortgage

Document Number	0000033760
Date	Nov 8, 2019
Book Page	008542/000028
Instrument	33760

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Nov 7, 2029

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	421 LOCUST ST, LIBERTY, MO 64068-1063
Document Number	0000003950
Book / Page	008138 / 000165
Instrument Date	Feb 2, 2018
Transaction Type	Mortgage
Record Updated	Feb 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	421 LOCUST ST LIBERTY MO 640681063, LIBERTY, MO 64068-1063

Mortgage

Document Number	0000003950
Date	Feb 8, 2018
Book Page	008138/000165
Instrument	3950

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 7, 2033

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 17, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Liberty City
Unified School District	Liberty 53 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$48,810 (+7.53%)	$256,895 (+7.54%)
2024	$3,490.00 (-1.69%)
2023	$3,550.00 (+31.53%)	$45,390	$238,894
2019	$2,699.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY PWS serves 30,800 people · EPA ID MO1010466
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: KC Web, Verizon, Wisper ISP.

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