417 Locust St, Liberty, MO 64068 Property Records

Clay County property record for 417 Locust St, Liberty, MO 64068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,643 sqft · built 1983
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Tax Bill	$3,013 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jan 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-316-00-02-023.00`

Property Details

APN / Parcel Number

Primary APN	`14-316-00-02-023.00`
Alternative APNs	`1431600020230001` `302353`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,643 sqft Living Area
Gross Area	3,227 sqft
1st Floor Area	1,138 sqft
Basement Area	1,122 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Modern
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	164 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Deck Area	228 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	417 LOCUST ST
City	LIBERTY
State	MO
Zip	64068-1063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NOTTINGHAM LT 6
Legal Range	32W
Legal Township	51N
Legal Section	12
Legal Subdivision	NOTHNGHAM
Legal Lot Number	6
Jurisdiction	CLAY MO
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3010
Census Tract	21404

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	417 LOCUST ST, LIBERTY, MO 64068-1063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2018	Deed of Trust, Mortgage COMMERCE BANK
Jan 26, 2018	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Aug 16, 2019	Warranty Deed, Transfer
Aug 16, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2019
Deed Sale	Aug 16, 2019
Prior Sale	Nov 5, 2002 · Amount on Record
Deed Document Number	201923142
Deed Book / Page	8477 / 103
Prior Transfer Date	Aug 2, 2019
Prior Transfer Doc	0000023141
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	417 LOCUST ST, LIBERTY, MO 64068-1063
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002300
Date	Jan 23, 2018
Book Page	8129/165
Instrument	2018002300

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64141

Agreement

Amount	Amount Recorded
Term	144 Months
Due	Jan 17, 2030

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	417 LOCUST ST, LIBERTY, MO 64068-1063
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002685
Date	Jan 26, 2018
Book Page	8131/199
Instrument	2018002685

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64141

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 17, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	417 LOCUST ST, LIBERTY, MO 64068-1063
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 LOCUST ST, LIBERTY, MO 64068-1063

Mortgage

Document Number	0000004353
Date	Feb 7, 2022
Book Page	9298/49
Instrument	2022004353

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Aug 16, 2019
Property Address	417 LOCUST ST, LIBERTY, MO 64068-1063
Document Number	0000023142
Book / Page	8477 / 103
Instrument Date	Aug 14, 2019
Instrument	2019023142
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 LOCUST ST, LIBERTY, MO 64068-1063

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MO
Recording Date	Aug 16, 2019
Property Address	417 LOCUST ST, LIBERTY, MO 64068-1063
Document Number	0000023141
Book / Page	008477 / 000102
Instrument Date	Aug 2, 2019
Instrument	23141
Transaction Type	Transfer
Record Updated	Aug 26, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 LOCUST ST LIBERTY MO 640681063, LIBERTY, MO 64068-1063

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Liberty City
Unified School District	Liberty 53 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,013.00 (-1.98%)	$41,930 (+6.66%)	$220,684 (+6.67%)
2023	$3,074.00 (+31.14%)	$39,310	$206,894
2019	$2,344.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY PWS serves 30,800 people · EPA ID MO1010466
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: KC Web, Verizon, Wisper ISP.

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