421 Lakeshore Pointe Dr, Howell, MI 48843 Property Records

Livingston County property record for 421 Lakeshore Pointe Dr, Howell, MI 48843

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 2,069 sqft · built 2014
Lot Size	0.62 acres (27,007 sqft)
Owner	Company Name on Record
Last Sale	$110,000 (Jan 2004)
Tax Bill	$7,337 (2025)
Deeds & Mortgages	Feb 2021 Reverse Mortgage Aug 2017 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-31-402-172`

Property Details

APN / Parcel Number

Primary APN	`07-31-402-172`
Alternative APN	`470731402172`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,069 sqft Living Area
1st Floor Area	2,069 sqft
Basement Area	2,069 sqft
Unfinished Basement	2,069 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Condo/Apartment
Lot Area	27,007 sqft (0.62 acres)
Lot Width	84 ft Width
Garage Area	804 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	421 LAKESHORE POINTE DR
City	HOWELL
State	MI
Zip	48843-6771
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Description	SEC 31 T3N R5E LAKESHORE POINTE CONDOMINIUM SUB UNIT 172 FROM 400-023 1/98
Legal Range	05E
Legal Township	03N
Legal Section	31
Legal Subdivision	CONDOMINIUM SUB
Legal Tract	712600
Legal Unit	172
Jurisdiction	LIVINGSTON MI
Township / Civil Division	OCEOLA
Census Block Group	1
Census Block	1002
Census Tract	712601

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	421 LAKESHORE POINTE DR, HOWELL, MI 48843-6771
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Reverse Mortgage USDA
Aug 14, 2017	Deed of Trust, Mortgage · Reverse Mortgage RESOLUTE BANK
Feb 2, 2021	Intrafamily Transfer, Transfer · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jan 6, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 7, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2004 · Amount on Record
Deed Sale	Jan 13, 2004 · Amount on Record
Prior Sale	Jan 8, 2002 · Amount on Record
Deed Book / Page	4303 / 54
Last Transfer Date	Jan 25, 2021
Transfer Doc	0000005117
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	421 LAKESHORE POINTE DR, HOWELL, MI 48843-6771
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	MINNESOTA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 LAKESHORE POINTE DR, HOWELL, MI 48843-6771

Mortgage

Document Number	0000005119
Date	Feb 2, 2021
Instrument	2021R-005119

Lender

Name	USDA
Type	Government Agency

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Feb 4, 2100

Interest

Rate Type	Adjustable Rate
Rate	2.11%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Index	1-Year CMT
Max Rate	12.1%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	421 LAKESHORE POINTE DR, HOWELL, MI 48843-6771
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023671
Date	Aug 14, 2017
Instrument	2017R-023671

Lender

Name	RESOLUTE BANK
Type	Bank
Address	MAUMEE, OH 43537

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.47%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LIVINGSTON MI
Recording Date	Feb 2, 2021
Property Address	421 LAKESHORE POINTE DR, HOWELL, MI 48843-6771
Document Number	0000005117
Map Reference	LB 2731 PG 419
Instrument Date	Jan 25, 2021
Instrument	2021R-005117
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 LAKESHORE POINTE DR, HOWELL, MI 48843-6771

Mortgage

Document Number	0000005118
Date	Feb 2, 2021
Instrument	2021R-005118

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Feb 4, 2100

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Jan 6, 2020
Property Address	421 LAKESHORE POINTE DR, HOWELL, MI 48843-6771
Document Number	0000000529
Instrument Date	Dec 23, 2019
Instrument	529
Transaction Type	Transfer
Record Updated	Jan 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	421 LAKESHORE POINTE DR HOWELL MI 488436771, HOWELL, MI 48843-6771

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	421 LAKESHORE POINTE DR, HOWELL, MI 48843-6771
Document Number	0000023672
Instrument Date	Aug 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	421 LAKESHORE POINTE DR HOWELL MI 488436771, HOWELL, MI 48843-6771

Mortgage

Document Number	0000023672
Date	Aug 14, 2017
Instrument	23672

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	996 Months
Due	Aug 13, 2100

Interest

Rate Type	Adjustable Rate
Rate	4.47%

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Oceola Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,800 (+8.59%)	$773,600 (+8.59%)
2025	$7,337.00 (+23.31%) Homeowner's exemption	$356,200 (+19.89%)	$712,400 (+19.89%)
2023		$297,100
2021			$594,200
2019	$5,950.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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