Camden County and Mount Ephraim Borough property record for 421 Lake St, Mount Ephraim, NJ 08059
| Property Type | Single Family Home |
|---|---|
| Details | 1,160 sqft · built 1953 |
| Lot Size | 0.184 acres (8,002 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $7,494 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-00001-01-00001-01 |
| Primary APN | 25-00001-01-00001-01 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,160 sqft Living Area |
| 1st Floor Area | 1,160 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Frame |
| Lot Area | 8,002 sqft (0.184 acres) |
| Lot Dimensions | 125 ft deep x 64 ft wide |
| Old Parcel Number | 2500001000000001 |
|---|---|
| Street Address | 421 LAKE ST |
| City | MOUNT EPHRAIM |
| State | NJ |
| Zip | 08059-1130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | IDORA PARK LAKE TR SEC F |
| Legal Block | 1.1 |
| Legal Lot Number | 1.1 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | MOUNT EPHRAIM |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 611700 |
Source: Camden County and Mount Ephraim Borough records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 421 LAKE ST, MOUNT EPHRAIM, NJ 08059-1130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Mar 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Sep 29, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 1986 |
| Deed Sale | Mar 18, 1986 |
| Deed Book / Page | 4119 / 795 |
| Last Transfer Date | Aug 26, 2020 |
| Transfer Doc | 0000072606 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 421 LAKE ST, MOUNT EPHRAIM, NJ 08059-1130 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 421 LAKE ST, MOUNT EPHRAIM, NJ 08059-1130 |
| Document Number | 0000042813 |
|---|---|
| Date | Jul 7, 2023 |
| Book Page | 12382/1925 |
| Instrument | 2023042813 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jun 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 421 LAKE ST, MOUNT EPHRAIM, NJ 08059-1130 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 421 LAKE ST, MOUNT EPHRAIM, NJ 08059-1130 |
| Document Number | 0000034926 |
|---|---|
| Date | Mar 28, 2022 |
| Book Page | 12034/1593 |
| Instrument | 2022034926 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Sep 29, 2020 |
| Property Address | 421 LAKE ST, MOUNT EPHRAIM, NJ 08059-1130 |
| Document Number | 0000072606 |
| Book / Page | 011505 / 000557 |
| Instrument Date | Aug 26, 2020 |
| Instrument | 72606 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 LAKE ST MOUNT EPHRAIM NJ 080591130, MOUNT EPHRAIM, NJ 08059-1130 |
Source: Camden County and Mount Ephraim Borough assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| Municipality | Mount Ephraim Borough |
| Unified School District | Mount Ephraim Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140,100 (-) Land $40,800 Building $99,300 | $140,100 (-) Land $40,800 Building $99,300 | |
| 2025 | $7,494.00 (+2.38%) | $140,100 (-) Land $40,800 Building $99,300 | $140,100 (-) Land $40,800 Building $99,300 |
| 2024 | $7,320.00 (+4.15%) | ||
| 2023 | $140,100 Land $40,800 Building $99,300 | $140,100 Land $40,800 Building $99,300 | |
| 2022 | $7,028.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1992) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1992 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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