Camden County and Mount Ephraim Borough property record for 413 Lake St, Mount Ephraim, NJ 08059
| Property Type | Single Family Home |
|---|---|
| Details | 1,446 sqft · built 1953 |
| Lot Size | 0.184 acres (8,002 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (Dec 2023) |
| Tax Bill | $8,296 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-00001-01-00001-04 |
| Primary APN | 25-00001-01-00001-04 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,446 sqft Living Area |
| 1st Floor Area | 1,446 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Frame |
| Lot Area | 8,002 sqft (0.184 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Old Parcel Number | 2500001000000001C |
|---|---|
| Street Address | 413 LAKE ST |
| City | MOUNT EPHRAIM |
| State | NJ |
| Zip | 08059-1130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L- 1.08 |
| Legal Subdivision | IDORA PARK LAKE TR SEC F |
| Legal Block | 1.1 |
| Legal Lot Number | 1.4 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | MOUNT EPHRAIM |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 611700 |
Source: Camden County and Mount Ephraim Borough records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 413 LAKE ST, MOUNT EPHRAIM, NJ 08059-1130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Dec 13, 2023 | Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2023 · Amount on Record |
| Deed Sale | Dec 13, 2023 · Amount on Record |
| Prior Sale | Mar 31, 2015 |
| Deed Document Number | 202374438 |
| Deed Book / Page | 12482 / 495 |
| Prior Transfer Date | Jan 23, 2015 |
| Prior Transfer Doc | 0000025225 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 413 LAKE ST, MOUNT EPHRAIM, NJ 08059-1130 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Title Company | UNKNOWN, CLOSING ROCK ABSTRACT LLC |
| Name | Verified Name |
|---|---|
| Address | 413 LAKE ST, ESPHRAIM, NJ |
| Document Number | 0000061985 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 12929/601 |
| Instrument | 2025061985 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Dec 13, 2023 |
| Property Address | 413 LAKE ST, MOUNT EPHRAIM, NJ 08059-1130 |
| Document Number | 0000074438 |
| Book / Page | 12482 / 495 |
| Instrument Date | Nov 17, 2023 |
| Instrument | 2023074438 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2024 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,637.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30 FRENEAU AVE, MATAWAN, NJ 07747-3390 |
| Name | Verified Name |
|---|---|
| Address | 413 LAKE ST, MOUNT EPHRAIM, NJ 08059-1130 |
| Document Number | 0012482501 |
|---|---|
| Date | Dec 13, 2023 |
| Instrument | 12482/501 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
Source: Camden County and Mount Ephraim Borough assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| Municipality | Mount Ephraim Borough |
| Unified School District | Mount Ephraim Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $155,100 (-) Land $42,400 Building $112,700 | $155,100 (-) Land $42,400 Building $112,700 | |
| 2025 | $8,296.00 (+2.38%) | $155,100 (-) Land $42,400 Building $112,700 | $155,100 (-) Land $42,400 Building $112,700 |
| 2024 | $8,103.00 (+4.14%) | ||
| 2023 | $155,100 (-) Land $42,400 Building $112,700 | $155,100 (-) Land $42,400 Building $112,700 | |
| 2022 | $7,781.00 (+2.87%) | $155,100 Land $42,400 Building $112,700 | $155,100 Land $42,400 Building $112,700 |
| 2021 | $7,564.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1992) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1992 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - WESTERN private · serves 274,291 people · EPA ID NJ0327001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures