St. Tammany Parish property record for 421 Inspiration Ln, Covington, LA 70433
| Property Type | Single Family Home |
|---|---|
| Details | 945 sqft · built 1978 |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (May 2009) |
| Tax Bill | $192 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage May 2009 Sale & Mortgage |
| APN | 106-009-0344 |
| Primary APN | 106-009-0344 |
|---|---|
| Alternative APN |
|
| Building Area | 945 sqft Living Area |
|---|
| Year Built | Built 1978 |
|---|
| Old Parcel Number | 106-009-0344 |
|---|---|
| Street Address | 421 INSPIRATION LN |
| City | COVINGTON |
| State | LA |
| Zip | 70433-7424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 J&M SUB CB 987 859 CB 1015 433 435 CB 1246 |
| Legal Subdivision | J & M SUBDIVISION |
| Legal Lot Number | 1 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 40402 |
Source: St. Tammany Parish records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 421 INSPIRATION LN, COVINGTON, LA 70433-7424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2018 | Deed of Trust, Mortgage · Seller Carry-Back TIMOTHY DELANEY |
| May 1, 2009 | Cash Sale Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2009 · Amount on Record |
| Deed Sale | May 1, 2009 · Amount on Record |
| Deed Document Number | 1724064 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 421 INSPIRATION LN, COVINGTON, LA 70433-7424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002139434 |
|---|---|
| Date | Dec 13, 2018 |
| Instrument | 2139434 |
| Name | TIMOTHY DELANEY |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 31, 2019 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | May 1, 2009 |
| Property Address | 421 INSPIRATION LN, COVINGTON, LA 70433-7424 |
| Document Number | 0001724064 |
| Map Reference | MAP516A |
| Instrument Date | Apr 29, 2009 |
| Instrument | 1724064 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | WINTERS TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 ANN ST, COVINGTON, LA 70433-4314 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 753, METAIRIE, LA 70004-0753 |
| Document Number | 0001724069 |
|---|---|
| Date | May 1, 2009 |
| Instrument | 1724069 |
| Name | NOT AVAILABLE |
|---|
| Amount | Amount Recorded |
|---|
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Municipality | Covington City |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $192.00 (-1.03%) Homeowner's exemption | $7,937 (-) Land $2,125 Building $5,812 | $79,370 (-) Land $21,250 Building $58,120 |
| 2024 | $194.00 (-3.48%) Homeowner's exemption | $7,937 (-) Land $2,125 Building $5,812 | $79,370 (-) Land $21,250 Building $58,120 |
| 2023 | $201.00 Homeowner's exemption | $7,937 (-) Land $2,125 Building $5,812 | $79,370 (-) Land $21,250 Building $58,120 |
| 2022 | $201.00 Homeowner's exemption | $7,937 Land $2,125 Building $5,812 | $79,370 Land $21,250 Building $58,120 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 328 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 328 in force |
| Nearby Flood Claims | 16 (2005–2024) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 81% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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