St. Tammany Parish property record for 409 Inspiration Ln, Covington, LA 70433
| Property Type | Single Family Home |
|---|---|
| Details | 1,800 sqft · built 2011 |
| Lot Size | 0.194 acres (8,453 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $431 (2025) |
| Deeds & Mortgages | May 2026 Transfer |
| APN | 106-008-8889 |
| Primary APN | 106-008-8889 |
|---|---|
| Alternative APN |
|
| Building Area | 1,800 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Lot Area | 8,453 sqft (0.194 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 409 INSPIRATION LN |
|---|---|
| City | COVINGTON |
| State | LA |
| Zip | 70433-7424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 J & M SUB CB 971 847 CB 1279 170 INST NO 1304934 |
| Legal Subdivision | J & M SUBDIVISION |
| Legal Lot Number | 3 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 40402 |
Source: St. Tammany Parish records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 409 INSPIRATION LN, COVINGTON, LA 70433-7424 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 5, 2026 |
| Transfer Doc | 0002491078 |
| Record Updated | Sep 20, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | May 8, 2026 |
| Property Address | 409 INSPIRATION LN, COVINGTON, LA 70433-7424 |
| Document Number | 0002491078 |
| Instrument Date | May 5, 2026 |
| Instrument | 20262491078 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 409 INSPIRATION LN, COVINGTON, LA 70433-7424 |
Source: St. Tammany Parish assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Municipality | Covington City |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $431.00 (-2.71%) Homeowner's exemption | $10,210 (-) Land $1,700 Building $8,510 | $102,100 (-) Land $17,000 Building $85,100 |
| 2024 | $443.00 (-5.74%) Homeowner's exemption | $10,210 (-) Land $1,700 Building $8,510 | $102,100 (-) Land $17,000 Building $85,100 |
| 2023 | $470.00 Homeowner's exemption | $10,210 (-) Land $1,700 Building $8,510 | $102,100 (-) Land $17,000 Building $85,100 |
| 2022 | $470.00 Homeowner's exemption | $10,210 Land $1,700 Building $8,510 | $102,100 Land $17,000 Building $85,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 328 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 328 in force |
| Nearby Flood Claims | 16 (2005–2024) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 81% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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