421 Genoa St, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 421 Genoa St, Cherry Valley, IL 61016

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,740 sqft · built 1900
Lot Size	0.419 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Nov 2017)
Tax Bill	$2,911 (2024)
Deeds & Mortgages	Sep 2025 Transfer Nov 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`16-01-180-013`

Property Details

APN / Parcel Number

Primary APN	`16-01-180-013`
Alternative APN	`253B086`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,740 sqft Gross Area
1st Floor Area	986 sqft
Basement Area	986 sqft

Exterior

Year Built	Built 1900
Construction Type	Frame
Roof Material	Asphalt
Lot Area	18,295 sqft (0.419 acres)
Deck Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	253B086
Street Address	421 GENOA ST
City	CHERRY VALLEY
State	IL
Zip	61016-9413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGLE FAM
Legal Description	FITCHS ADD TO CHERRY VALLEY EXC SELY 53.83 FT LOT 6 BLK 26 + EXC SELY 53.83FT TRI TR IN SW1/4 S OF + ADJ LOT 6 BLK 26
Legal Township	02N
Legal Subdivision	FITCHS ADD
Legal Block	26
Legal Lot Number	6
Jurisdiction	WINNEBAGO IL
Township / Civil Division	CHERRY VALLEY
Census Block Group	3
Census Block	3001
Census Tract	3705

Owner

Source: Winnebago County records, as of September 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	421 GENOA ST, CHERRY VALLEY, IL 61016-9413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Nov 1, 2017	Warranty Deed, Transfer · Conventional with PMI ALPINE BK&TR
Oct 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY DEV CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2017 · Amount on Record
Deed Sale	Nov 1, 2017 · Amount on Record
Prior Sale	Nov 1, 2017 · Amount on Record
Deed Document Number	0001035392
Last Transfer Date	Sep 2, 2025
Transfer Doc	0000022355
Record Updated	Jun 7, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 2, 2025
Property Address	421 GENOA ST, CHERRY VALLEY, IL 61016-9413
Document Number	0000022355
Map Reference	PB U PG 69
Instrument Date	Aug 27, 2025
Instrument	2522355
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	421 GENOA ST, CHERRY VALLEY, IL 61016-9413

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	421 GENOA ST, CHERRY VALLEY, IL 61016-9413

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 1, 2017
Property Address	421 GENOA ST, CHERRY VALLEY, IL 61016-9413
Document Number	0001035392
Instrument Date	Oct 27, 2017
Instrument	1035392
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 GENOA ST CHERRY VALLEY IL 610169413, CHERRY VALLEY, IL 61016-9413

Mortgage

Document Number	1035393
Date	Nov 1, 2017
Instrument	1035393

Lender

Name	ALPINE BK&TR
Type	Bank
Address	ROCKFORD, IL 61107

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2047

Interest

Rate Type	Fixed Rate
Rate	4.75%

Mortgage

Document Number	1035394,
Date	Nov 1, 2017
Instrument	1035394

Lender

Name	COMMUNITY DEV CORP
Type	Construction/Development Company
Address	CHICAGO, IL 60601

Agreement

Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	421 GENOA ST, CHERRY VALLEY, IL 61016-9413
Document Number	0001036462
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	MAGNUS TITLE AGENCY, MTA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 GENOA ST CHERRY VALLEY IL 610169413, CHERRY VALLEY, IL 61016-9413

Mortgage

Document Number	0001036462
Date	Nov 13, 2017
Instrument	1036462

Lender

Name	COMMUNITY DEV CORP
Type	Construction/Development Company
Address	CHICAGO, IL 60601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Cherry Valley Village
County	Winnebago County
County Subdivision	Cherry Valley Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,911.00 Homeowner's exemption	$44,058 (+22.03%) Land $10,388 Building $33,670	$132,174 (+22.03%) Land $31,164 Building $101,010
2022	Homeowner's exemption	$36,104 Land $6,982 Building $29,122	$108,312 Land $20,946 Building $87,366

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2007–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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