Winnebago County property record for 409 Genoa St, Cherry Valley, IL 61016
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,275 sqft · built 1900 |
| Lot Size | 0.489 acres (21,310 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $106,000 (Feb 2022) |
| Tax Bill | $2,617 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 253B084 |
| Primary APN | 253B084 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,275 sqft Living Area |
| 1st Floor Area | 910 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 21,310 sqft (0.489 acres) |
| Driveway | Driveway |
| Deck Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 409 GENOA ST |
|---|---|
| City | CHERRY VALLEY |
| State | IL |
| Zip | 61016-9413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FITCHS ADD TO CHERRY VALLEY E1/2 LOT 2+ ALL LOT 003 BLOCK 026 |
| Legal Subdivision | FITCHS ADD |
| Legal Block | 026 |
| Legal Lot Number | 2,003 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | CHERRY VALLEY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 3705 |
409 Genoa St is owned and occupied by two individuals who bought it in February 2022.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 GENOA ST, CHERRY VALLEY, IL 61016-9413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2022 · Amount on File |
| Deed Sale | Feb 22, 2022 · Amount on File |
| Deed Document Number | 20225518 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Feb 22, 2022 |
| Property Address | 409 GENOA ST, CHERRY VALLEY, IL 61016-9413 |
| Document Number | 0000005518 |
| Instrument Date | Feb 16, 2022 |
| Instrument | 2205518 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $159.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 409 GENOA ST, CHERRY VALLEY, IL 61016-9413 |
| Document Number | 0000005519 |
|---|---|
| Date | Feb 22, 2022 |
| Instrument | 2205519 |
| Name | ENVOY MORTGAGE LTD |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 4.25% |
|---|
The 2025 property tax bill for 409 Genoa St was $2,617 with exemptions applied.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Cherry Valley Village |
| County | Winnebago County |
| County Subdivision | Cherry Valley Township |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,617.00 | $47,404 Land $11,484 Building $35,920 | $142,212 Land $34,452 Building $107,760 |
| 2022 | Homeowner's exemption | $33,652 Land $6,982 Building $26,670 | $100,956 Land $20,946 Building $80,010 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 409 Genoa St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2007–2010) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Genoa St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Surf Internet.
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