Allegany County property record for 421 Franklin St, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,082 sqft · built 1923 |
| Lot Size | 0.084 acres (3,675 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (May 2009) |
| Tax Bill | $661 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-025672 |
| Primary APN | 05-025672 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,082 sqft Total Area |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 3,675 sqft (0.084 acres) |
| Lot Dimensions | 105 ft deep x 35 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 168 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 025672 |
|---|---|
| Street Address | 421 FRANKLIN ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-1558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 421 FRANKLIN ST PT LOT 9 35X105 BLK K NORTHERN |
| Legal Subdivision | CUMBERLAND IMPROV COMPAN |
| Legal Block | K |
| Legal Lot Number | 9 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 5, WILLS CREEK |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1000 |
421 Franklin St is owned and occupied by two individuals who bought it in May 2009.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 421 FRANKLIN ST, CUMBERLAND, MD 21502-1558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2009 · Amount on File |
| Deed Sale | May 12, 2009 · Amount on File |
| Prior Sale | Mar 3, 1997 · Amount on File |
| Deed Document Number | 200990592 |
| Deed Book / Page | 1585 / 2 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 421 Franklin St was $661 with a homeowner's exemption.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $86,100 Land $7,500 Building $78,600 | $86,100 Land $7,500 Building $78,600 | |
| 2025 | $661.00 Homeowner's exemption | ||
| 2023 | $611.00 Homeowner's exemption | $65,700 Land $7,500 Building $58,200 | $65,700 Land $7,500 Building $58,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 421 Franklin St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1979–1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 421 Franklin St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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