Allegany County property record for 413 Franklin St, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 859 sqft · built 1945 |
| Lot Size | 0.061 acres (2,667 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $634 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-023165 |
| Primary APN | 05-023165 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 859 sqft Total Area |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,667 sqft (0.061 acres) |
| Lot Dimensions | 30 ft deep x 89 ft wide |
| Porch | Slab |
| Porch Area | 66 sqft |
| Patio Area | 40 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 023165 |
|---|---|
| Street Address | 413 FRANKLIN ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-1523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 413 FRANKLIN ST PT LOTS 130-131- 89X30 132 FAIRVIEW ADDN |
| Legal Subdivision | FAIRVIEW ADD |
| Legal Lot Number | 130-132 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 5, WILLS CREEK |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 1000 |
Source: Allegany County records · APN 05-023165
Assessment roll updated July 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 413 FRANKLIN ST, CUMBERLAND, MD 21502-1523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $74,500 (+27.35%) Land $7,500 Building $67,000 | $74,500 (+27.35%) Land $7,500 Building $67,000 | |
| 2025 | $634.00 (+16.54%) | ||
| 2023 | $544.00 | $58,500 Land $7,500 Building $51,000 | $58,500 Land $7,500 Building $51,000 |
Source: FEMA National Flood Hazard Layer as of November 12, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1979–1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Skypacket Networks Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 721 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures