421 Franklin Ave, Troy, IL 62294 Property Records

Madison County property record for 421 Franklin Ave, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1970
Lot Size	0.215 acres (9,400 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (Jun 2021)
Tax Bill	$2,935 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Dec 2017 Sale & Mortgage
APN	`09-2-22-04-18-301-023`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-04-18-301-023`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	9,400 sqft (0.215 acres)
Lot Dimensions	100 ft deep x 94 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	421 FRANKLIN AVE
City	TROY
State	IL
Zip	62294-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESUB OF LOTS 19 & 20 OF J F JARVIS SUBD PART LOT 19 94X100
Legal Subdivision	RESUB OF
Legal Lot Number	19-20
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	6
Census Block	6000
Census Tract	403531

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 FRANKLIN AVE, TROY, IL 62294-2126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Warranty Deed, Transfer · Conventional Mortgage TOWN & COUNTRY BANC MTG SVCS
Dec 8, 2017	Warranty Deed, Transfer · Conventional with PMI MORTGAGE MAKERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2021 · Amount on Record
Deed Sale	Jun 17, 2021 · Amount on Record
Prior Sale	Dec 8, 2017 · Amount on Record
Deed Document Number	202125844
Prior Transfer Date	Mar 25, 2019
Prior Transfer Doc	0000015325
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jun 17, 2021
Property Address	421 FRANKLIN AVE, TROY, IL 62294-2126
Document Number	0000025844
Map Reference	PB 38 PG 54
Instrument Date	Jun 6, 2021
Instrument	2021R25844
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	MADISON COUNTY TITLE II

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$213.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3601 WABASH AVE, SPRINGFIELD, IL 62711-7436

Mortgage

Document Number	0000025845
Date	Jun 17, 2021
Instrument	2021R25845

Lender

Name	TOWN & COUNTRY BANC MTG SVCS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000025846
Date	Jun 17, 2021
Instrument	2021R25846

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Dec 8, 2017
Property Address	421 FRANKLIN AVE, TROY, IL 62294-2126
Document Number	0000041264
Instrument Date	Dec 1, 2017
Instrument	41264
Transaction Type	Transfer
Record Updated	Jan 11, 2018
Title Company	FIRST AMERICAN TITLE INSURAN C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	421 FRANKLIN AVE TROY IL 622942126, TROY, IL 62294-2126

Mortgage

Document Number	41265
Date	Dec 8, 2017
Instrument	41265

Lender

Name	MORTGAGE MAKERS
Type	Mortgage Company
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,935.00 (+7.31%)	$48,420 (+28.26%) Land $11,970 Building $36,450	$145,260 (+28.14%) Land $35,910 Building $109,350
2024	$2,735.00 (+15.3%)
2022	$2,372.00	$37,750 Land $9,330 Building $28,420	$113,363 Land $28,018 Building $85,345

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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