Madison County property record for 403 Franklin Ave, Troy, IL 62294
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,255 sqft · built 1950 |
| Lot Size | 0.353 acres (15,400 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,075 (2025) |
| Deeds & Mortgages | Nov 2019 Line of Credit |
| APN | 09-2-22-04-18-301-016 |
| Primary APN | 09-2-22-04-18-301-016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,255 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 15,400 sqft (0.353 acres) |
| Lot Dimensions | 110 ft deep x 140 ft wide |
| Garage Type | Detached |
| Garage Area | 168 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 403 FRANKLIN AVE |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-2107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JARVIS JOHN F SECOND ADD LOT PT 13 & 14 140 X 110 |
| Legal Subdivision | JARVIS JOHN F SECOND ADDN |
| Legal Lot Number | 13 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | JARVIS |
| Census Block Group | 6 |
| Census Block | 6026 |
| Census Tract | 403531 |
Source: Madison County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 403 FRANKLIN AVE, TROY, IL 62294-2107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 403 FRANKLIN AVE, TROY, IL 62294-2107 |
| Document Number | 0000038571 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2019 |
| Title Company | BENCHMARK TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 403 FRANKLIN AVE TROY IL 622942107, TROY, IL 62294-2107 |
| Document Number | 0000038571 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 38571 |
| Name | 1ST MIDAMERICA CU |
|---|---|
| Type | Credit Union |
| Address | EAST ALTON, IL 62024 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 26, 2034 |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Jarvis Township |
| Municipality | Troy City |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,075.00 (+7.01%) | $64,900 (+28.26%) Land $15,520 Building $49,380 | $194,700 (+28.13%) Land $46,560 Building $148,140 |
| 2024 | $3,808.00 (+14.29%) | ||
| 2022 | $3,332.00 | $50,600 Land $12,100 Building $38,500 | $151,952 Land $36,336 Building $115,616 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 16,962 people · EPA ID IL1191000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Copper | 1.69 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, ClearWave.
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