421 Forest Beach Rd, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 421 Forest Beach Rd, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,872 sqft · built 1997
Lot Size	1.47 acres (64,033 sqft)
Owner	Individual Name on Record
Last Sale	$32,500 (Mar 1992)
Tax Bill	$6,947 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2021 Document + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-000-00401800`

Property Details

APN / Parcel Number

Primary APN	`03-000-00401800`
Alternative APNs	`3-000-00401800` `00000401800`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,872 sqft Living Area
Gross Area	3,356 sqft
1st Floor Area	1,710 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	64,033 sqft (1.47 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	90 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	00000401800
Street Address	421 FOREST BEACH RD
City	ANNAPOLIS
State	MD
Zip	21409-5911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LTS 7 TO 10 M ANDERSON TRACT
Legal Subdivision	M ANDERSON TRACT
Legal Block	2
Legal Lot Number	7
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2003
Census Tract	730901

Owner

Source: Anne Arundel County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 FOREST BEACH RD, ANNAPOLIS, MD 21409-5911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Oct 20, 2021
Oct 20, 2021
Oct 20, 2021

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 1992 · Amount on Record
Deed Sale	Mar 9, 1992 · Amount on Record
Deed Book / Page	5554 / 309
Last Transfer Date	May 3, 2021
Transfer Doc	0377430219
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	421 FOREST BEACH RD, ANNAPOLIS, MD 21409-5911
Transaction Type	Mortgage
Record Updated	Mar 16, 2022
Title Company	MARYLAND FIRST TITLE LIMITED, MARYLAND FIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 FOREST BEACH RD, ANNAPOLIS, MD 21409-5911

Mortgage

Document Number	0384240164
Date	Mar 2, 2022
Book Page	38424/164

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

October 2021:

Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 20, 2021
Property Address	421 FOREST BEACH RD, ANNAPOLIS, MD 21409-5911
Document Number	0377430223
Book / Page	37743 / 223
Map Reference	LB FSR 88 FO 494
Instrument Date	Aug 31, 2021
Record Updated	Nov 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 FOREST BEACH RD, ANNAPOLIS, MD 21409-5911

October 2021:

Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 20, 2021
Property Address	421 FOREST BEACH RD, ANNAPOLIS, MD 21409-5911
Document Number	0377430227
Book / Page	37743 / 227
Map Reference	LB FSR 88 FO 494
Instrument Date	Aug 31, 2021
Record Updated	Nov 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 FOREST BEACH RD, ANNAPOLIS, MD 21409-5911

October 2021:

Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 20, 2021
Property Address	421 FOREST BEACH RD, ANNAPOLIS, MD 21409-5911
Document Number	0377430219
Book / Page	37743 / 219
Map Reference	LB FSR 88 FO 494
Instrument Date	May 3, 2021
Record Updated	Nov 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 FOREST BEACH RD, ANNAPOLIS, MD 21409-5911

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,089,033 (+35.26%)	$1,494,900 (+68.71%) Land $1,107,700 Building $387,200
2024	$6,947.00 (+11.46%)
2023	$6,233.00 Homeowner's exemption	$805,167	$886,100 Land $557,700 Building $328,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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