417 Forest Beach Rd, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 417 Forest Beach Rd, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,310 sqft · built 2021
Lot Size	0.726 acres (31,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$499,000 (Dec 2018)
Tax Bill	$10,226 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2018 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`03-000-15586200`

Property Details

APN / Parcel Number

Primary APN	`03-000-15586200`
Alternative APNs	`300015586200` `00015586200`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,310 sqft Living Area
Gross Area	3,730 sqft
1st Floor Area	1,245 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	31,625 sqft (0.726 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Deck Area	300 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00015586200
Street Address	417 FOREST BEACH RD
City	ANNAPOLIS
State	MD
Zip	21409-5911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LTS 5 6 M ANDERSON SUB
Legal Subdivision	M ANDERSON SUB
Legal Block	2
Legal Lot Number	5
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2003
Census Tract	730901

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	417 FOREST BEACH RD, ANNAPOLIS, MD 21409-5911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Dec 27, 2018	Deed, Construction Loan · Construction Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2018 · Amount on Record
Deed Sale	Dec 27, 2018 · Amount on Record
Prior Sale	Feb 9, 2011 · Amount on Record
Deed Book / Page	32766 / 132
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	417 FOREST BEACH RD, ANNAPOLIS, MD 21409-5911
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	ADVANTAGE SETTLEMENT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0372640377
Date	Jul 24, 2021
Book Page	37264/377

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2018: Deed, Construction Loan

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 27, 2018
Property Address	417 FOREST BEACH RD, ANNAPOLIS, MD 21409-5911
Document Number	0327660132
Book / Page	32766 / 132
Map Reference	MB FSR 88 FO 492
Instrument Date	Dec 19, 2018
Transaction Type	Construction Loan
Record Updated	Aug 10, 2022
Title Company	TOUCHSTONE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$7,485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3427 ELLIOTT ST, BALTIMORE, MD 21224-5106

Mortgage

Document Number	0032766138
Date	Dec 27, 2018
Instrument	32766/138

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,483,467 (+57.66%)	$1,719,400 (+69.97%) Land $1,100,200 Building $619,200
2025	$10,226.00 (+11.08%)
2023	$9,206.00 Homeowner's exemption	$940,933	$1,011,600 Land $550,200 Building $461,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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