Oakland County property record for 421 Forest Ave, Royal Oak, MI 48067
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,504 sqft · built 1912 |
| Lot Size | 0.218 acres (9,496 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $245,000 (Jul 2019) |
| Tax Bill | $16,896 (2025) |
| Deeds & Mortgages | Oct 2022 Construction Loan Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-25-15-305-016 |
| Primary APN | 72-25-15-305-016 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,504 sqft Living Area |
| 1st Floor Area | 1,772 sqft |
| Basement Area | 1,661 sqft |
| Unfinished Basement | 970 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,496 sqft (0.218 acres) |
| Lot Dimensions | 158 ft deep x 60 ft wide |
| Garage Area | 628 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 165 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 421 FOREST AVE |
|---|---|
| City | ROYAL OAK |
| State | MI |
| Zip | 48067-3689 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ONE FAM |
| Legal Description | T1N, R11E, SEC 15 SUB OUTLOT A, LAWSON, BALDWIN & HILZINGER ADD LOT 9, ALSO 1/2 OF VAC ALLEY ADJ TO SAME |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 15 |
| Legal Subdivision | SEC 15 SUB |
| Legal Lot Number | 9 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROYAL OAK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 184200 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 421 FOREST AVE, ROYAL OAK, MI 48067-3689 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2022 | Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU |
| Jul 23, 2019 | Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK |
| Dec 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2019 · Amount on Record |
| Deed Sale | Jul 23, 2019 · Amount on Record |
| Prior Sale | Oct 25, 1996 · Amount on Record |
| Deed Document Number | 2019117189 |
| Deed Book / Page | 53052 / 603 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 421 FOREST AVE, ROYAL OAK, MI 48067-3689 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 614 BALDWIN AVE, ROYAL OAK, MI 48067-4204 |
| Document Number | 0000465195 |
|---|---|
| Date | Oct 31, 2022 |
| Book Page | 58226/310 |
| Instrument | 465195 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.3% |
| Index | Other |
| Max Rate | 11.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 23, 2019 |
| Property Address | 421 FOREST AVE, ROYAL OAK, MI 48067-3689 |
| Document Number | 0000117189 |
| Book / Page | 53052 / 00603 |
| Map Reference | LB 9 PG 12 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 117189 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | FPT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,107.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 421 FOREST AVE, 421, ROYAL OAK, MI 48067-3689 |
| Name | Verified Name |
|---|---|
| Address | 421 FOREST AVE, ROYAL OAK, MI 48067-3689 |
| Document Number | 5305200605 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | 53052/00605 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 421 FOREST AVE, ROYAL OAK, MI 48067-3689 |
| Document Number | 0000206771 |
| Instrument Date | Dec 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2019 |
| Name | Verified Name |
|---|---|
| Address | 421 FOREST AVE ROYAL OAK MI 480673689, ROYAL OAK, MI 48067-3689 |
| Document Number | 0000206771 |
|---|---|
| Date | Dec 28, 2018 |
| Book Page | 052466/000527 |
| Instrument | 206771 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326-2947 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 27, 2023 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Royal Oak City |
| Unified School District | Royal Oak City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,896.00 (-4.88%) Homeowner's exemption | $606,570 | $1,213,140 |
| 2024 | $17,763.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 926 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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